Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

177 FLY LINE Drive, St. Johns, FL 32259 (MLS# 2129895)

177 FLY LINE Drive, St. Johns, FL 32259

$355,000

Virtual Tour

https://www.zillow.com/view-imx/7dfababa-b3c7-4523-ba49-01f983923c57?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,430 Lot Size (sq. ft.): 4,356 Status: Closed

Current Price: $355,000 List Date: 2/12/2026 Last Modified: 3/04/2026

Overview

Description

Step into effortless Florida living at 177 Fly Line Drive in WaterSong at Rivertown, where style, comfort, and convenience come together in one beautifully finished villa. Designed as a true lock and go home, this is the perfect fit for snowbirds, part time residents, or anyone who wants low maintenance living without sacrificing design and lifestyle. Inside, the light and bright open layout features 2 bedrooms, a den flex room with corner barn doors, and 2 baths, with natural sunlight pouring through the main living spaces to create a warm and inviting feel all day long. You will love the cohesive, upscale look of wood plank tile flooring throughout with no carpet, giving the home both durability and easy upkeep. Stylish custom touches elevate the interior, including a custom board and batten accent wall and shiplap at the tray ceiling in the primary bedroom, adding warmth, texture, and designer character. The kitchen is fresh and modern with a stylish subway tile backsplash,

Supplements: white quartz countertops, gas range, soft gray cabinetry with linear brushed nickel hardware, and a dining bar with seeded glass globe pendant lighting, ideal for everyday living and entertaining alike. This home is also thoughtfully upgraded with a whole house water filtration and water softener system, adding comfort and peace of mind to your dai ... (Read more)

Listing Details MLS# 2129895

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1430
Living Area Source: Public Records
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.1
Association YN: Yes
Association Fee: 487
Association Fee Frequency: Monthly
Association Fee 2: 53
Association Fee 2 Frequency: Annually
Association Name: Watersong HOA
CDD Fee YN: Yes
CDD Fee Amount: 1983.64
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: Yes
Directions: Longleaf Pine Pkwy to Keystone Corners Blvd to Mistflower Dr to Juniper Hills Dr to Fly Line Dr
Public Remarks: Step into effortless Florida living at 177 Fly Line Drive in WaterSong at Rivertown, where style, comfort, and convenience come together in one beautifully finished villa. Designed as a true lock and go home, this is the perfect fit for snowbirds, part time residents, or anyone who wants low maintenance living without sacrificing design and lifestyle. Inside, the light and bright open layout features 2 bedrooms, a den flex room with corner barn doors, and 2 baths, with natural sunlight pouring through the main living spaces to create a warm and inviting feel all day long. You will love the cohesive, upscale look of wood plank tile flooring throughout with no carpet, giving the home both durability and easy upkeep. Stylish custom touches elevate the interior, including a custom board and batten accent wall and shiplap at the tray ceiling in the primary bedroom, adding warmth, texture, and designer character. The kitchen is fresh and modern with a stylish subway tile backsplash,
List Price/SqFt: 248.25
Sold Price/SqFt: 248.25

Property Features

Rental Restrictions: Other Appliances: Dishwasher; Disposal; Dryer; Gas Range; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Ceiling Fan(s); Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Walk-In Closet(s) Flooring: Tile Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Security Features: 24 Hour Security; Carbon Monoxide Detector(s); Security Gate; Smoke Detector(s) Patio And Porch Features: Patio; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Park; Pickleball; Playground; Spa/Hot Tub; Tennis Court(s); Other Association Fee Includes: Pest Control; Security; Other Community Features: Curbs; Gated; Sidewalks; Street Lights Road Frontage Type: Private Road Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection