Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

176 NELSON Lane, St. Johns, FL 32259 (MLS# 2098236)

176 NELSON Lane, St. Johns, FL 32259

$304,123

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,476 Lot Size (sq. ft.): 2,178 Status: Closed

Current Price: $304,123 List Date: 7/11/2025 Last Modified: 12/08/2025

Overview

Description

Welcome to this charming 3-bedroom, 2.5-bath townhome in the sought-after Durbin Crossing neighborhood. With 1,476 square feet of thoughtfully designed living space, this home offers both comfort and style. The entire downstairs features easy-to-maintain tile flooring, while the stairs and upstairs hall are finished with durable LVP. Brand-new carpet, just installed July 2025, brings a fresh feel to all the bedrooms and pantry. Upstairs, you'll find a bathroom with an upgraded, taller counter for added convenience. Situated on a premium lot that backs to a retention pond, this home provides a sense of privacy and tranquility. As an added bonus, the washer, dryer, and garage refrigerator all stay, making your move even easier. Don't miss the opportunity to make this inviting townhome yours!

Listing Details MLS# 2098236

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1476
Living Area Source: Public Records
Year Built: 2017
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.05
Association YN: Yes
Association Fee: 226
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1591
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: From St Johns Pwky, turn onto Richmond Drive. Make a right onto Nelson Ln and the property will be on the left.
Public Remarks: Welcome to this charming 3-bedroom, 2.5-bath townhome in the sought-after Durbin Crossing neighborhood. With 1,476 square feet of thoughtfully designed living space, this home offers both comfort and style. The entire downstairs features easy-to-maintain tile flooring, while the stairs and upstairs hall are finished with durable LVP. Brand-new carpet, just installed July 2025, brings a fresh feel to all the bedrooms and pantry. Upstairs, you'll find a bathroom with an upgraded, taller counter for added convenience. Situated on a premium lot that backs to a retention pond, this home provides a sense of privacy and tranquility. As an added bonus, the washer, dryer, and garage refrigerator all stay, making your move even easier. Don't miss the opportunity to make this inviting townhome yours!
List Price/SqFt: 206.64
Sold Price/SqFt: 206.05

Property Features

Levels: Two Appliances: Dishwasher; Dryer; Electric Oven; Electric Range; Microwave; Refrigerator; Washer Interior Features: Ceiling Fan(s); Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile; Vinyl Laundry Features: In Unit Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Parking Features: Garage Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Pickleball; Playground; Tennis Court(s); Trash Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2025-07-11

Location Tax and Legal

Street Number: 176
Street Name: NELSON
Street Suffix: Lane
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Durbin Crossing

Status Change Information

Major Change Timestamp: 2025-12-08T22:27:25Z
Major Change Type: Status Change
Price Change Timestamp: 2025-10-09T14:22:00Z
Purchase Contract Date: 2025-11-07
Close Date: 2025-12-05
Close Price: 304123

DPR Eligible

DPR Eligible: No

More Information

Documents

Sellers Disclosure ›

Flood Disclosure ›

HOA Rider ›

Listing Office: BEACH STATE REALTY

Last Updated: December - 08 - 2025

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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