Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

176 HEADSTREAM Drive, St. Johns, FL 32259 (MLS# 2171570)

176 HEADSTREAM Drive, St. Johns, FL 32259

$680,000

Rendering of home, color scheme is for representation purposes only.

Virtual Tour

https://my.matterport.com/show/?m=3F5jnhF3MMh&

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 2,179 Status: Active

Current Price: $680,000 List Date: 10/30/2026 Last Modified: 10/30/2026

Overview

Description

Discover elevated living in this beautifully upgraded Stardom home, featuring the Craftsman Elevation and an impressive collection of premium finishes. This residence offers 2 bedrooms, 2.5 bathrooms, an enclosed flex room, and a spacious 3-car garage. The open-concept layout flows into a stunning gourmet kitchen featuring KitchenAid appliances, a wood hood, upgraded white upper cabinetry, quartz countertops, and a white flow picket backsplash. Additional highlights include upgraded bathrooms, a gas line stub, an enhanced laundry room with built-in cabinetry, a pocket sliding door in the gathering room, a Smart Home Package, and faux wood blinds. Thoughtfully designed with stylish upgrades and modern conveniences throughout, this home blends comfort, functionality, and timeless Craftsman charm.

Listing Details MLS# 2171570

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2179
Living Area Source: Estimated
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 150
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 2936.02
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2027-03-02
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: Yes
Directions: Via I-95: Take exit 333 for FL 9B towards CR 2209 (St Johns Pkwy). Merge onto FL 9B, continue 2.3 miles, use left two lanes to exit onto St. Johns Pkwy, take a left onto St. Johns Pkwy. Continue for 1
Public Remarks: Discover elevated living in this beautifully upgraded Stardom home, featuring the Craftsman Elevation and an impressive collection of premium finishes. This residence offers 2 bedrooms, 2.5 bathrooms, an enclosed flex room, and a spacious 3-car garage. The open-concept layout flows into a stunning gourmet kitchen featuring KitchenAid appliances, a wood hood, upgraded white upper cabinetry, quartz countertops, and a white flow picket backsplash. Additional highlights include upgraded bathrooms, a gas line stub, an enhanced laundry room with built-in cabinetry, a pocket sliding door in the gathering room, a Smart Home Package, and faux wood blinds. Thoughtfully designed with stylish upgrades and modern conveniences throughout, this home blends comfort, functionality, and timeless Craftsman charm.
List Price/SqFt: 312.07

Property Features

Architectural Style: Craftsman Levels: One Property Condition: Under Construction Rental Restrictions: 1 Year Appliances: Dishwasher; Electric Oven; Gas Cooktop; Microwave; Refrigerator; Tankless Water Heater; Other Interior Features: Built-in Features; Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Smart Home; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Sink Utilities: Cable Available; Electricity Connected; Natural Gas Available; Natural Gas Connected; Sewer Connected; Water Available Cooling: Central Air Heating: Electric; Heat Pump Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Green Water Conservation: Efficient Hot Water Distribution; Low-Flow Fixtures; Water-Smart Landscaping Security Features: Gated with Guard Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Front Porch; Rear Porch Roof: Shingle Parking Features: Garage; Garage Door Opener; Gated Lot Features: Few Trees; Sprinklers In Front; Sprinklers In Rear View: Other Current Use: Residential; Single Family Association Amenities: Clubhouse; Dog Park; Fitness Center; Gated; Management - On Site; Park; Pickleball; RV/Boat Storage; Spa/Hot Tub Association Fee Includes: Internet; Other Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-30

Location Tax and Legal

Street Number: 176
Street Name: HEADSTREAM
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Landings at Greenbriar

Status Change Information

Major Change Timestamp: 2026-10-30T14:18:01Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: PULTE REALTY OF NORTH FLORIDA, LLC.

Last Updated: October - 30 - 2026

Information deemed reliable but not guaranteed.