Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

175 STONY FORD Drive, Jacksonville, FL 32081 (MLS# 2166573)

175 STONY FORD Drive, Jacksonville, FL 32081

$574,500

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,668 Lot Size (sq. ft.): 8,276 Status: Active

Current Price: $574,500 List Date: 9/25/2026 Last Modified: 10/25/2026

Overview

Description

Beautiful one-level 4bdrm/3full bath split-floor-plan residence. A full-size 3-car garage adds everyday convenience and ample storage. Step through the foyer into office/flex room, followed by a formal dining room. This open kitchen featuring a large center island, breakfast nook area, natural gas range, and an open-concept flow into the living area. The primary suite offers a spacious walk-in closet with a built-in shelving and organization system, a frameless walk-in shower, separate soaking tub, and double vanities. One additional bedrooms has its own private ensuite. Large separate laundry room, 3 car garage and water softener system.

Listing Details MLS# 2166573

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2668
Living Area Source: Assessor
Year Built: 2015
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.19
Association YN: Yes
Association Fee: 396
Association Fee Frequency: Annually
Association Name: Cypress Trails at Nocatee / BCM Services
Association Phone: 904-242-0666
CDD Fee YN: Yes
CDD Fee Amount: 2197
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: South on US1 to Nocatee Parkway exit. Go to second exit Valley Ridge Blvd NORTH, left into Cypress Trails, left on Stony Ford
Public Remarks: Beautiful one-level 4bdrm/3full bath split-floor-plan residence. A full-size 3-car garage adds everyday convenience and ample storage. Step through the foyer into office/flex room, followed by a formal dining room. This open kitchen featuring a large center island, breakfast nook area, natural gas range, and an open-concept flow into the living area. The primary suite offers a spacious walk-in closet with a built-in shelving and organization system, a frameless walk-in shower, separate soaking tub, and double vanities. One additional bedrooms has its own private ensuite. Large separate laundry room, 3 car garage and water softener system.
List Price/SqFt: 215.33

Property Features

Architectural Style: Ranch Levels: One Appliances: Dishwasher; Double Oven; Dryer; Gas Cooktop; Gas Oven; Gas Range; Microwave; Refrigerator; Washer Interior Features: Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Gas Dryer Hookup Utilities: Cable Available; Natural Gas Available; Water Connected Cooling: Central Air Heating: Central Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Construction Materials: Frame; Stucco Patio And Porch Features: Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Fencing: Back Yard Current Use: Residential Community Features: Street Lights Road Frontage Type: City Street Road Surface Type: Asphalt; Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-09-25

Location Tax and Legal

Street Number: 175
Street Name: STONY FORD
Street Suffix: Drive
County: Duval
State: FL
Postal Code: 32081
MLS Area Major: 029-Nocatee (Duval County)
Subdivision Name: Cypress Trails At Nocatee

Status Change Information

Major Change Timestamp: 2026-10-25T17:42:02Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-25T17:42:02Z

DPR Eligible

DPR Eligible: Yes

More Information

Documents

Listing Office: KB REALTY & INVESTMENTS LLC

Last Updated: October - 25 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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