Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1749 W 27TH Street, Jacksonville, FL 32209 (MLS# 2171331)

1749 W 27TH Street, Jacksonville, FL 32209

$200,000

08 - Kitchen and living - 1749 27th St W

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,027 Lot Size (sq. ft.): 5,227 Status: Active

Current Price: $200,000 List Date: 10/28/2026 Last Modified: 10/30/2026

Overview

Description

Brand-new 3-bedroom, 2-bath home with an attached 2-car garage, built for first-time buyers and growing families. The open layout joins the kitchen, dining and living areas. The kitchen has quartz countertops, shaker cabinets, an undermount sink, a pantry and a stainless steel appliance package. Premium LVP flooring and recessed lighting run throughout. The primary suite has its own bath and a walk-in closet, and both bathrooms have quartz counters and brushed chrome fixtures. It's built to keep monthly costs low: an energy-efficient HVAC system, a smart thermostat, Low-E windows, Hardie board siding and an architectural shingle roof. Outside are a covered front porch, a landscaped front yard and a concrete driveway. Owning this home could cost less than you think. With the builder's rate buydown options, interest rates go as low as 4.49% (5.46% APR). This home also works with down payment assistance programs, including options that need little to no money down.

Supplements: Ask about current incentives and our preferred lender. Rate based on a builder-paid buydown on a 5/1 ARM. Subject to credit approval and lender terms; the rate may adjust after the initial period

Listing Details MLS# 2171331

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1027
Living Area Source: Builder
Building Area Total: 1027
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.12
Lot Size Dimensions: 50 x 100
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-11-15
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: From 20th Street EXWY exit on Mrytle go North turn left on 27th Street
Public Remarks: Brand-new 3-bedroom, 2-bath home with an attached 2-car garage, built for first-time buyers and growing families. The open layout joins the kitchen, dining and living areas. The kitchen has quartz countertops, shaker cabinets, an undermount sink, a pantry and a stainless steel appliance package. Premium LVP flooring and recessed lighting run throughout. The primary suite has its own bath and a walk-in closet, and both bathrooms have quartz counters and brushed chrome fixtures. It's built to keep monthly costs low: an energy-efficient HVAC system, a smart thermostat, Low-E windows, Hardie board siding and an architectural shingle roof. Outside are a covered front porch, a landscaped front yard and a concrete driveway. Owning this home could cost less than you think. With the builder's rate buydown options, interest rates go as low as 4.49% (5.46% APR). This home also works with down payment assistance programs, including options that need little to no money down.
List Price/SqFt: 194.74

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Electric Oven; Electric Water Heater; Ice Maker; Microwave; Refrigerator Flooring: Carpet; Luxury Vinyl Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Electricity Connected; Sewer Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Construction Materials: Fiber Cement Patio And Porch Features: Patio Roof: Shingle Parking Features: Attached; Garage Current Use: Residential; Single Family Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-28

Location Tax and Legal

Street Number: 1749
Street Direction Prefix: W
Street Name: 27TH
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32209
MLS Area Major: 075-Trout River/College Park/Ribault Manor
Subdivision Name: Roberts

Status Change Information

Major Change Timestamp: 2026-10-28T23:02:45Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: MOXII PRO REALTY

Last Updated: October - 30 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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