Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1747 SOUTHPOINT Cove, St. Johns, FL 32259 (MLS# 2101603)

1747 SOUTHPOINT Cove, St. Johns, FL 32259

$515,000

Virtual Tour

https://www.zillow.com/view-imx/eff27751-f28c-4837-b87b-081c00008ef2?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,330 Lot Size (sq. ft.): 23,087 Status: Closed

Current Price: $515,000 List Date: 8/02/2025 Last Modified: 1/31/2026

Overview

Description

Set on a spacious half-acre lot, this 3-bed, 2-bath brick home offers 2,330 square feet of charm and comfort. Step inside to upgraded vinyl plank flooring, crown molding, and 5 inch baseboards throughout. The sitting room features classic chair rail, while the living room centers around a striking floor-to-ceiling brick fireplace and dry bar. The kitchen blends style and function with granite countertops, maple cabinets, a center island, stone backsplash, and stainless-steel appliances. The primary en-suite includes double sinks, a separate tub and shower, and a roomy walk-in closet. Out back, enjoy a fully fenced yard with landscape lighting, paver patio, fire pit, wooden gazebo, and storage shed that conveys. Updates include a new septic and drain field, well pump, and garage door. No HOA or CDD. Side-entry garage adds convenience without compromising curb appeal. This home is truly a gem!

Listing Details MLS# 2101603

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2330
Living Area Source: Public Records
Year Built: 1988
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.53
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-295, South on FL13. Right on Westwood Dr. Left on Southpoint Cove. Home will be on the Left.
Public Remarks: Set on a spacious half-acre lot, this 3-bed, 2-bath brick home offers 2,330 square feet of charm and comfort. Step inside to upgraded vinyl plank flooring, crown molding, and 5 inch baseboards throughout. The sitting room features classic chair rail, while the living room centers around a striking floor-to-ceiling brick fireplace and dry bar. The kitchen blends style and function with granite countertops, maple cabinets, a center island, stone backsplash, and stainless-steel appliances. The primary en-suite includes double sinks, a separate tub and shower, and a roomy walk-in closet. Out back, enjoy a fully fenced yard with landscape lighting, paver patio, fire pit, wooden gazebo, and storage shed that conveys. Updates include a new septic and drain field, well pump, and garage door. No HOA or CDD. Side-entry garage adds convenience without compromising curb appeal. This home is truly a gem!
List Price/SqFt: 225.32
Sold Price/SqFt: 221.03

Property Features

Architectural Style: Traditional Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Oven; Electric Range; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Breakfast Nook; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Walk-In Closet(s) Flooring: Tile; Vinyl Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Well Sewer: Septic Tank Construction Materials: Brick Other Structures: Gazebo; Shed(s) Exterior Features: Fire Pit Patio And Porch Features: Patio Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Fencing: Back Yard; Fenced Current Use: Residential; Single Family Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-07-31

Location Tax and Legal

Street Number: 1747
Street Name: SOUTHPOINT
Street Suffix: Cove
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Westwood

Status Change Information

Major Change Timestamp: 2026-01-31T13:52:18Z
Major Change Type: Status Change
Price Change Timestamp: 2025-12-01T22:18:35Z
Purchase Contract Date: 2025-12-26
Close Date: 2026-01-30
Close Price: 515000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: COLDWELL BANKER VANGUARD REALTY

Last Updated: January - 31 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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