Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1732 SOUTHCREEK Drive, St. Johns, FL 32259 (MLS# 1064834)

1732 SOUTHCREEK Drive, St. Johns, FL 32259

$499,000

Virtual Tour

http://tours.KimLindseyPhotography.com/tour/MLS/1732SouthcreekDr_StJohns_FL_32259_939_137846.html

013-1732SouthcreekDr-StJohns-FL-32259-sm

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,195 Status: Closed

Current Price: $499,000 List Date: 7/31/2020 Last Modified: 2/27/2026

Overview

Description

1.35 acres on a lake with a dock and bulkhead. Bass, turtles, catfish, koi and brim; water to preserve view and only 2 homes have access to the lake! Zoned for St. Johns County schools and close to shopping! This gorgeous 5 bedroom 3 bath 3 car 9 ft garage home has all the bells and whistles, but the view of the lake and the tranquility that brings is the icing on the cake! 11 ft ceilings, crown molding, tray ceilings, 20'' custom tile and tons of natural light are featured in this home. The kitchen is huge & boasts 42'' cabinets, center island with downdraft cooktop, wall oven, huge wrap around breakfast bar & stainless appliances including a new counter depth fridge. Recessed lighting, pendant lights and a built-in desk, plus solid surface counters complete the picture.

Supplements: Breakfast nook is large with double French doors which lead to the patio. Primary retreat is a great place for the end of the day with a bay window focusing on the water, step tray ceiling with crown, recessed lights & a French door to the patio. Primary bath offers his & hers vanities, upgraded fixtures, 2 walk in closets, a garden tub & a walk in ... (Read more)

Listing Details MLS# 1064834

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3195
Living Area Source: Public Records
Year Built: 2003
Lot Size Dimensions: 1.35 acres 108ft x 520ft
Association YN: Yes
Association Fee: 300
Association Fee Frequency: Annually
CDD Fee YN: No
New Construction YN: No
Garage Spaces: 3
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Directions: I 295 to SOUTH on San Jose. LEFT onto Roberts Rd. Southcreek will be on your RIGHT.
Public Remarks: 1.35 acres on a lake with a dock and bulkhead. Bass, turtles, catfish, koi and brim; water to preserve view and only 2 homes have access to the lake! Zoned for St. Johns County schools and close to shopping! This gorgeous 5 bedroom 3 bath 3 car 9 ft garage home has all the bells and whistles, but the view of the lake and the tranquility that brings is the icing on the cake! 11 ft ceilings, crown molding, tray ceilings, 20'' custom tile and tons of natural light are featured in this home. The kitchen is huge & boasts 42'' cabinets, center island with downdraft cooktop, wall oven, huge wrap around breakfast bar & stainless appliances including a new counter depth fridge. Recessed lighting, pendant lights and a built-in desk, plus solid surface counters complete the picture.
List Price/SqFt: 156.18
Sold Price/SqFt: 156.18

Property Features

Approx Parcel Size: 1.1 to 2.5 Acres Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator Interior Features: Breakfast Bar; Kitchen Island; Pantry; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Frame; Stucco Pool Features: None Roof: Shingle; Other Parking Features: Additional Parking Lot Features: Other Waterfront Features: Pond Current Use: Single Family Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2020-07-24

Location Tax and Legal

Street Number: 1732
Street Name: SOUTHCREEK
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Southcreek

Status Change Information

Major Change Timestamp: 2020-09-10T16:32:43Z
Major Change Type: Status Change
Purchase Contract Date: 2020-08-24
Close Date: 2020-09-09
Close Price: 499000

Fireplace Features

Fireplaces Total: Yes

More Information

Historical Information

Public Historical Remarks 1: Mandatory Fees: Y, Self Cleaning Oven: Y, Water Access: Y
Public Historical Remarks 2: Covenants/Restrictions: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Side Entry Garage: Y, Fenced Partial: Y

Room Information

Room Name
Family Room
Utility Room

Listing Office: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Last Updated: February - 27 - 2026

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Let’s Connect

Contact Detail

Newsletter

Subscribe to Zelda’s Market Updates & Newsletter

By submitting this form, you are consenting to receive marketing emails from: Go Zelda. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

Compare listings

Compare