Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

172 OAKMOSS Drive, St. Johns, FL 32259 (MLS# 2131384)

172 OAKMOSS Drive, St. Johns, FL 32259

$669,000

Gourmet Kitchen with KitchenAid Refrigerator

Gourmet Kitchen with stacked cabinets, pull out garbage, and pull out spice rack.

Navy Blue Enhanced island with farmhouse sink

Extended lanai with two privacy walls and outdoor gas hookup and two ceiling fans

Property Type: Residential Baths: 3 Square Footage: 2,095 Lot Size (sq. ft.): 6,098 Status: Closed

Current Price: $669,000 List Date: 2/22/2026 Last Modified: 6/13/2026

Overview

Description

Welcome to the Sparrow by Toll Brothers in the exclusive gated community of Shores at RiverTown, where privacy, nature, and luxury come together. A grand foyer with soaring 12-foot ceilings sets an unforgettable tone, flowing into sunlit living spaces with 10-foot ceilings and a seamless open-concept kitchen and great room- perfect for gathering, celebrating, and making memories. With 4 bedrooms and 3 baths, there's room for everyone to feel at home. The luxurious primary bath offers a spa-inspired escape at day's end. Step onto your extended lanai with two privacy walls and take in serene preserve views- peaceful mornings, golden sunsets, and no rear neighbors. An exclusive opportunity to purchase a boat slip completes the lifestyle, inviting spontaneous days on the water and unforgettable evenings by the river. Seller to contribute $15,000 in closing costs with preferred lender.

Listing Details MLS# 2131384

General Property Information

Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2095
Living Area Source: Builder
Year Built: 2025
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.14
Association YN: Yes
Association Fee: 136
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 2883
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-02-14
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: From Mandarin and Greenbriar Rd, take SR 13 south, go through both Rivertown roundabouts, then gated entry is on the right, from 210/16A, turn right onto SR 13 at Woodpeckers, gated entry is 1/4 mile
Public Remarks: Welcome to the Sparrow by Toll Brothers in the exclusive gated community of Shores at RiverTown, where privacy, nature, and luxury come together. A grand foyer with soaring 12-foot ceilings sets an unforgettable tone, flowing into sunlit living spaces with 10-foot ceilings and a seamless open-concept kitchen and great room- perfect for gathering, celebrating, and making memories. With 4 bedrooms and 3 baths, there's room for everyone to feel at home. The luxurious primary bath offers a spa-inspired escape at day's end. Step onto your extended lanai with two privacy walls and take in serene preserve views- peaceful mornings, golden sunsets, and no rear neighbors. An exclusive opportunity to purchase a boat slip completes the lifestyle, inviting spontaneous days on the water and unforgettable evenings by the river. Seller to contribute $15,000 in closing costs with preferred lender.
List Price/SqFt: 319.33
Sold Price/SqFt: 319.33

Property Features

Architectural Style: Craftsman; Traditional Levels: One Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; Gas Cooktop; Microwave; Refrigerator; Tankless Water Heater Interior Features: Breakfast Bar; Eat-in Kitchen; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Smart Thermostat; Walk-In Closet(s) Flooring: Tile; Vinyl Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Unit; Lower Level; Sink; Washer Hookup Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Split System; Zoned Heating: Central; Zoned Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Security Features: Security Gate; Smoke Detector(s) Construction Materials: Composition Siding; Fiber Cement; Frame Patio And Porch Features: Covered; Patio; Porch Roof: Shingle Parking Features: Garage Lot Features: Many Trees; Sprinklers In Rear View: Protected Preserve; Trees/Woods Fencing: Other Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Park; Pickleball; Playground; Security; Tennis Court(s) Community Features: Curbs; Fishing; Gated; Restaurant; Sidewalks; Street Lights Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-02-21

Location Tax and Legal

Street Number: 172
Street Name: OAKMOSS
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown Shores

Status Change Information

Major Change Timestamp: 2026-06-13T17:27:17Z
Major Change Type: Status Change
Price Change Timestamp: 2026-03-16T14:47:16Z
Purchase Contract Date: 2026-03-30
Close Date: 2026-04-24
Close Price: 669000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: June - 13 - 2026

Information deemed reliable but not guaranteed.