Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

170 BOULDER Lane, St. Johns, FL 32259 (MLS# 2154660)

170 BOULDER Lane, St. Johns, FL 32259

$400,000

Virtual Tour

https://www.zillow.com/view-imx/e1409035-c1de-4406-8168-d59f00966367?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,648 Lot Size (sq. ft.): 5,663 Status: Active

Current Price: $400,000 List Date: 7/10/2026 Last Modified: 10/29/2026

Overview

Description

Welcome to this beautiful single-family home offering 3 spacious bedrooms, 2 bathrooms, a versatile flex room perfect for a home office, playroom, or additional living space, and a 2-car garage. The open-concept floor plan provides both comfort and functionality, featuring luxury vinyl plank flooring throughout the main living areas and cozy carpet in the bedrooms. Located in highly sought-after St. Johns County, this home is zoned for some of Florida's top-rated schools and offers an exceptional family-friendly lifestyle. Residents also enjoy access to fantastic community amenities, including a swimming pool, making it easy to enjoy the Florida lifestyle year-round. Conveniently located near shopping, dining, parks, and major roadways, this home combines comfort, convenience, and an unbeatable location. Don't miss the opportunity to make this wonderful property your new home!

Listing Details MLS# 2154660

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1648
Living Area Source: Public Records
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.13
Association YN: Yes
Association Fee: 117
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From Phillips Hwy (US-1), head south and turn right onto Racetrack Rd. Turn right into Stonecrest onto Boulder Ln. Continue straight to 170 Boulder Ln; home is on the left.
Public Remarks: Welcome to this beautiful single-family home offering 3 spacious bedrooms, 2 bathrooms, a versatile flex room perfect for a home office, playroom, or additional living space, and a 2-car garage. The open-concept floor plan provides both comfort and functionality, featuring luxury vinyl plank flooring throughout the main living areas and cozy carpet in the bedrooms. Located in highly sought-after St. Johns County, this home is zoned for some of Florida's top-rated schools and offers an exceptional family-friendly lifestyle. Residents also enjoy access to fantastic community amenities, including a swimming pool, making it easy to enjoy the Florida lifestyle year-round. Conveniently located near shopping, dining, parks, and major roadways, this home combines comfort, convenience, and an unbeatable location. Don't miss the opportunity to make this wonderful property your new home!
List Price/SqFt: 242.72

Property Features

Architectural Style: A-Frame; Contemporary Levels: One Property Condition: Under Construction; Updated/Remodeled Rental Restrictions: 1 Year Appliances: Dishwasher; Gas Oven; Gas Range; Ice Maker; Microwave; Refrigerator Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom - Tub with Shower; Primary Bathroom -Tub with Separate Shower; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Luxury Vinyl Laundry Features: Electric Dryer Hookup Utilities: Electricity Available; Natural Gas Connected; Water Connected Cooling: Attic Fan; Central Air Heating: Central; Electric Electric: 100 Amp Service Water Source: Public Sewer: Public Sewer Smart Home Features: Irrigation Green Energy Efficient: Thermostat Security Features: Carbon Monoxide Detector(s); Smoke Detector(s) Construction Materials: Frame; Vinyl Siding Patio And Porch Features: Patio; Porch Roof: Shingle Parking Features: Garage; Guest Lot Features: Sprinklers In Front Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan