Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1690 POTTSBURG POINT Drive, Jacksonville, FL 32207 (MLS# 2171231)

1690 POTTSBURG POINT Drive, Jacksonville, FL 32207

$274,000

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,553 Lot Size (sq. ft.): 2,614 Status: Active

Current Price: $274,000 List Date: 10/28/2026 Last Modified: 10/29/2026

Overview

Description

Model-home condition from top to bottom. Home qualifies for a VA ASSUMABLE loan at 2.25% interest. This 2020 two-story townhome in Pottsburg Pointe has 2 bedrooms, 2.5 baths, a 1-car garage, a concrete driveway and a layout that's easy to live in. The main level has wood-look tile, plantation shutters, upgraded ceiling fans and a walk-in pantry. The kitchen has quartz countertops, a subway tile backsplash, stainless steel appliances and gray shaker cabinets. All appliances stay, including the washer and dryer. An upgraded tankless water heater keeps the hot water coming, and the Carrier HVAC system is still under warranty. Out back is a screened lanai with a fenced yard. You're a short drive to Downtown Jacksonville, San Marco and the beaches, with easy access to I-95 and J. Turner Butler Blvd. No CDD. A stair chair lift is installed and can convey with the property or be removed. Some photos have been virtually staged or digitally enhanced.

Listing Details MLS# 2171231

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1553
Living Area Source: Public Records
Year Built: 2020
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.06
Association YN: Yes
Association Fee: 200
Association Fee Frequency: Monthly
Association Name: Pottsburg Pointe Townhome Association, Inc.
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From Atlantic Blvd heading east, turn right (south) onto Pottsburg Point Dr. Home is on the street.
Public Remarks: Model-home condition from top to bottom. Home qualifies for a VA ASSUMABLE loan at 2.25% interest. This 2020 two-story townhome in Pottsburg Pointe has 2 bedrooms, 2.5 baths, a 1-car garage, a concrete driveway and a layout that's easy to live in. The main level has wood-look tile, plantation shutters, upgraded ceiling fans and a walk-in pantry. The kitchen has quartz countertops, a subway tile backsplash, stainless steel appliances and gray shaker cabinets. All appliances stay, including the washer and dryer. An upgraded tankless water heater keeps the hot water coming, and the Carrier HVAC system is still under warranty. Out back is a screened lanai with a fenced yard. You're a short drive to Downtown Jacksonville, San Marco and the beaches, with easy access to I-95 and J. Turner Butler Blvd. No CDD. A stair chair lift is installed and can convey with the property or be removed. Some photos have been virtually staged or digitally enhanced.
List Price/SqFt: 176.43

Property Features

Appliances: Dishwasher; Dryer; Electric Range; Microwave; Refrigerator; Tankless Water Heater; Washer Interior Features: Breakfast Bar; Ceiling Fan(s); Kitchen Island; Pantry Flooring: Tile Laundry Features: Upper Level Utilities: Cable Available Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Patio And Porch Features: Screened Roof: Shingle Parking Features: Attached; Garage Fencing: Fenced Current Use: Residential Road Surface Type: Concrete Possession: Close Of Escrow Listing Terms: Assumable; Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2026-10-20

Location Tax and Legal

Street Number: 1690
Street Name: POTTSBURG POINT
Street Suffix: Drive
County: Duval
State: FL
Postal Code: 32207
MLS Area Major: 021-St Nicholas Area
Subdivision Name: Pottsburg Pointe

Status Change Information

Major Change Timestamp: 2026-10-28T15:49:25Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: ATRIUM REALTY, LLC

Last Updated: October - 29 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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