Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

169 STONE CREEK Circle, St. Johns, FL 32259 (MLS# 2129221)

169 STONE CREEK Circle, St. Johns, FL 32259

$785,000

Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 3,875 Lot Size (sq. ft.): 11,761 Status: Closed

Current Price: $785,000 List Date: 2/09/2026 Last Modified: 3/30/2026

Overview

Description

Located in the desirable Stone Creek community in St. Johns, this beautifully designed home sits on a private corner lot with preserve views and no neighbor on one side, offering both space and privacy. A large paver driveway welcomes you home and leads to a three-car garage featuring a double and single bay for added convenience. Step inside to a two-story foyer that opens to vaulted ceilings and an abundance of natural light from expansive windows. The open banister upstairs walkway overlooks the main living space, enhancing the home's open and airy feel. The open-concept living, kitchen, and dining areas are ideal for both everyday living and entertaining, with updated light fixtures throughout adding a modern touch. The home also features a built-in whole-house speaker system, with all hookups conveniently located under the stairs. The gourmet kitchen features a large eat-up island, updated backsplash, and a dedicated dining space with sliders leading to the covered lanai.

Supplements: Multiple four-panel sliders seamlessly connect the living areas to the covered and screened lanai, extending your living space outdoors. The primary suite, located on the main level, offers private lanai access, two spacious walk-in closets, and a luxurious bath complete with a soaking tub, separate shower with dual shower heads, double sinks, and ... (Read more)

Listing Details MLS# 2129221

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Half: Yes
Bathrooms Total: 5
Living Area: 3875
Living Area Source: Appraiser
Year Built: 2018
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.27
Association YN: Yes
Association Fee: 427
Association Fee Frequency: Quarterly
Association Name: Stone Creek HOA
Association Phone: (904) 298-2321
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: 95S to County Rd 210W, Right on County Road 210W, Right onto Stone Creek Circle, home is on the left
Public Remarks: Located in the desirable Stone Creek community in St. Johns, this beautifully designed home sits on a private corner lot with preserve views and no neighbor on one side, offering both space and privacy. A large paver driveway welcomes you home and leads to a three-car garage featuring a double and single bay for added convenience. Step inside to a two-story foyer that opens to vaulted ceilings and an abundance of natural light from expansive windows. The open banister upstairs walkway overlooks the main living space, enhancing the home's open and airy feel. The open-concept living, kitchen, and dining areas are ideal for both everyday living and entertaining, with updated light fixtures throughout adding a modern touch. The home also features a built-in whole-house speaker system, with all hookups conveniently located under the stairs. The gourmet kitchen features a large eat-up island, updated backsplash, and a dedicated dining space with sliders leading to the covered lanai.
List Price/SqFt: 202.58
Sold Price/SqFt: 202.58

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Electric Oven; ENERGY STAR Qualified Dryer; Gas Cooktop; Gas Water Heater; Ice Maker; Microwave; Refrigerator; Washer; Water Softener Owned Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Lower Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Electric: 150 Amp Service; 220 Volts in Garage Water Source: Public Sewer: Public Sewer Green Energy Efficient: Insulation Green Water Conservation: Water Recycling Security Features: Smoke Detector(s) Construction Materials: Frame Exterior Features: Fire Pit Patio And Porch Features: Covered; Front Porch; Porch; Rear Porch; Screened Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Corner Lot; Sprinklers In Front; Sprinklers In Rear; Wooded View: Protected Preserve; Trees/Woods Fencing: Back Yard Current Use: Residential; Single Family Association Amenities: Dog Park; Park Road Frontage Type: City Street; Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA