Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1655 SPRING BRANCH Drive E, Jacksonville, FL 32221 (MLS# 2166189)

1655 SPRING BRANCH Drive E, Jacksonville, FL 32221

$265,000

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,768 Lot Size (sq. ft.): 8,712 Status: Active

Current Price: $265,000 List Date: 9/23/2026 Last Modified: 10/31/2026

Overview

Description

Fall in love with this charming home! From cozy evenings by the fireplace to slow mornings sipping coffee in the sunroom, every corner offers a place to feel at home. The spacious layout provides room to gather, entertain and make lasting memories. The generous backyard invites you to enjoy privacy and sunshine. With four bedrooms, endless possibilities and a convenient location near shopping and dining - this home is ready for its next chapter. Come see the possibilities and imagine the life you could create in your new home. The roof was replaced in 2023 and a new HVAC system was installed in 2024. The home is fiber wired through AT&T. The home also comes equipped with a whole-house water softener system and pest services paid through the end of 2026.

Listing Details MLS# 2166189

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1768
Living Area Source: Public Records
Year Built: 1999
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.2
Association YN: Yes
Association Fee: 130
Association Fee Frequency: Annually
Association Name: Kingdom Management
Association Phone: (904) 646-2626
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: From I-295 to West on Normandy Blvd. Left on Normandy Village Parkway, Left on Spring Branch. Home on left.
Public Remarks: Fall in love with this charming home! From cozy evenings by the fireplace to slow mornings sipping coffee in the sunroom, every corner offers a place to feel at home. The spacious layout provides room to gather, entertain and make lasting memories. The generous backyard invites you to enjoy privacy and sunshine. With four bedrooms, endless possibilities and a convenient location near shopping and dining - this home is ready for its next chapter. Come see the possibilities and imagine the life you could create in your new home. The roof was replaced in 2023 and a new HVAC system was installed in 2024. The home is fiber wired through AT&T. The home also comes equipped with a whole-house water softener system and pest services paid through the end of 2026.
List Price/SqFt: 149.89

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Dryer; Electric Range; Electric Water Heater; Refrigerator; Washer; Water Softener Owned Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Patio And Porch Features: Glass Enclosed Roof: Shingle Parking Features: Additional Parking; Garage; Other Current Use: Single Family Road Frontage Type: City Street Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-09-23

Location Tax and Legal

Street Number: 1655
Street Name: SPRING BRANCH
Street Suffix: Drive
Street Direction Suffix: E
County: Duval
State: FL
Postal Code: 32221
MLS Area Major: 061-Herlong/Normandy Area
Subdivision Name: Spring Branch

Status Change Information

Major Change Timestamp: 2026-10-31T16:12:13Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-31T16:12:13Z

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Documents

Offer Instructions ›

Flood Disclosure ›

HOA Disclosure ›

Listing Office: JPAR CITY AND BEACH

Last Updated: October - 31 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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