Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1650 W 34TH Street, Jacksonville, FL 32209 (MLS# 2146674)

1650 W 34TH Street, Jacksonville, FL 32209

$99,900

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 879 Lot Size (sq. ft.): 5,227 Status: Pending

Current Price: $99,900 List Date: 5/22/2026 Last Modified: 10/28/2026

Overview

Description

Indulge in the charm of this beautiful 3-bedroom, 1.5-bath home, ideally situated in a highly desirable, walkable neighborhood. Bright, beautiful, and exceptionally clean, this home blends comfort, character, and modern touches to create an inviting living experience. This property may be purchased individually or as part of a larger portfolio. Complete list of properties, is available. The entire portfolio may be acquired using a ''subject-to'' financing structure, subject to mutually acceptable terms.

Listing Details MLS# 2146674

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 879
Living Area Source: Assessor
Year Built: 1952
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.12
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: Get on I-95 N from FL-152 E/Baymeadows Rd Follow I-95 N to FL-122 W/Golfair Blvd. Take exit 355 from I-95 N Continue on Golfair Blvd. Drive to W 34th St
Public Remarks: Indulge in the charm of this beautiful 3-bedroom, 1.5-bath home, ideally situated in a highly desirable, walkable neighborhood. Bright, beautiful, and exceptionally clean, this home blends comfort, character, and modern touches to create an inviting living experience. This property may be purchased individually or as part of a larger portfolio. Complete list of properties, is available. The entire portfolio may be acquired using a ''subject-to'' financing structure, subject to mutually acceptable terms.
List Price/SqFt: 113.65

Property Features

Appliances: Electric Oven Utilities: Electricity Available; Electricity Connected; Sewer Connected; Water Available; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Parking Features: Additional Parking Current Use: Residential Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-05-22

Location Tax and Legal

Street Number: 1650
Street Direction Prefix: W
Street Name: 34TH
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32209
MLS Area Major: 075-Trout River/College Park/Ribault Manor
Subdivision Name: Royal Terrace

Status Change Information

Major Change Timestamp: 2026-10-28T21:42:58Z
Major Change Type: Status Change
Purchase Contract Date: 2026-10-28

DPR Eligible

DPR Eligible: No

More Information

Listing Office: ZALLOUM REALTY LLC

Last Updated: October - 28 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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