Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

16461 MCNAIR BRANCH Circle, Jacksonville, FL 32218 (MLS# 2159065)

16461 MCNAIR BRANCH Circle, Jacksonville, FL 32218

$415,100

Rendering of home color scheme shown for representation purposes only

Virtual Tour

https://my.matterport.com/show/?m=HytH2sLSAAV

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,171 Status: Closed

Current Price: $415,100 List Date: 8/07/2026 Last Modified: 10/28/2026

Overview

Description

Experience effortless living in this thoughtfully designed Mystique floorplan featuring 3 bedrooms, 3 full bathrooms, and a 2-car garage. Luxury vinyl plank flooring flows throughout the main living areas, enclosed flex room, and spacious gathering room with a tray ceiling and abundant natural light. Relax or entertain on the screened-in covered lanai. The kitchen is beautifully finished with quartz countertops, 42-inch upper Trenton Quill cabinetry, a large center island, and a full Whirlpool appliance package. The owner's bathroom includes a heavy glass shower door. Additional features include 8-foot interior doors, a smart home system, brushed nickel hardware, and designer upgrades throughout.

Listing Details MLS# 2159065

General Property Information

Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2171
Living Area Source: Estimated
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 85
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-10-29
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: Via I-95: Take Exit 366 onto Pecan Park Road towards FL-243. Turn Right onto Pecan Park Road. Continue approximately 0.7 miles, then turn left onto US-17 N. Continue approximately 1.5 miles, and the
Public Remarks: Experience effortless living in this thoughtfully designed Mystique floorplan featuring 3 bedrooms, 3 full bathrooms, and a 2-car garage. Luxury vinyl plank flooring flows throughout the main living areas, enclosed flex room, and spacious gathering room with a tray ceiling and abundant natural light. Relax or entertain on the screened-in covered lanai. The kitchen is beautifully finished with quartz countertops, 42-inch upper Trenton Quill cabinetry, a large center island, and a full Whirlpool appliance package. The owner's bathroom includes a heavy glass shower door. Additional features include 8-foot interior doors, a smart home system, brushed nickel hardware, and designer upgrades throughout.
List Price/SqFt: 194.38
Sold Price/SqFt: 191.2

Property Features

Architectural Style: Traditional Levels: One Property Condition: Under Construction Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater Interior Features: Eat-in Kitchen; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Smart Thermostat; Walk-In Closet(s) Flooring: Carpet; Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Available Cooling: Central Air Heating: Electric; Heat Pump Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Smart Home Features: Carbon Monoxide Detector; Programmable Thermostat; Smoke Detector Green Water Conservation: Efficient Hot Water Distribution; Low-Flow Fixtures; Water-Smart Landscaping Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Rear Porch; Screened Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Other Current Use: Residential; Single Family Association Amenities: Playground Association Fee Includes: Maintenance Grounds; Other Road Frontage Type: County Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-08-07

Location Tax and Legal

Street Number: 16461
Street Name: MCNAIR BRANCH
Street Suffix: Circle
County: Duval
State: FL
Postal Code: 32218
MLS Area Major: 092-Oceanway/Pecan Park
Subdivision Name: Joseph Oaks

Status Change Information

Major Change Timestamp: 2026-10-28T16:14:51Z
Major Change Type: Status Change
Purchase Contract Date: 2026-08-13
Close Date: 2026-10-27
Close Price: 415100

DPR Eligible

DPR Eligible: No

More Information

Listing Office: PULTE REALTY OF NORTH FLORIDA, LLC.

Last Updated: October - 28 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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