Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1645 W 20TH Street, Jacksonville, FL 32209 (MLS# 2141807)

1645 W 20TH Street, Jacksonville, FL 32209

$109,000

Property Type: Residential Bedrooms: 3 Baths: 1 Square Footage: 1,328 Lot Size (sq. ft.): 7,405 Status: Active

Current Price: $109,000 List Date: 10/27/2026 Last Modified: 10/27/2026

Overview

Description

This is a MUST SEE, all brick home, central heat and air, 3 bedrooms, 1 bath. Enjoy a large lot for entertaining including a covered 2 car, carport.

Listing Details MLS# 2141807

General Property Information

Bedrooms Total: 3
Bathrooms Full: Yes
Bathrooms Total: Yes
Living Area: 1328
Living Area Source: Public Records
Year Built: 1960
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.17
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: Yes
Carport Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: From Downtown take I95 North to Exit 354B for US1 North, Then take MLK Parkway to Wilson Street, Left onto Wilson Street, then Right onto West 19th Street. Then Right at the first cross street onto Grunthal. Then Left and it becomes West 20th Street, destination will be on the right.
Public Remarks: This is a MUST SEE, all brick home, central heat and air, 3 bedrooms, 1 bath. Enjoy a large lot for entertaining including a covered 2 car, carport.
List Price/SqFt: 82.08

Property Features

Architectural Style: Ranch Levels: One Appliances: Electric Range; Gas Water Heater Utilities: Electricity Available; Electricity Connected; Sewer Connected; Water Available; Water Connected Cooling: Central Air; Electric Heating: Central; Electric; Hot Water Water Source: Public Sewer: Public Sewer Green Energy Efficient: HVAC Parking Features: Carport Current Use: Residential; Single Family Possession: Negotiable Listing Terms: Conventional; Other

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-04-24

Location Tax and Legal

Street Number: 1645
Street Direction Prefix: W
Street Name: 20TH
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32209
MLS Area Major: 075-Trout River/College Park/Ribault Manor
Subdivision Name: Grand Boulevard

Status Change Information

Major Change Timestamp: 2026-10-27T18:25:22Z
Major Change Type: Status Change

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: JAMES DANIELS REALTY INC

Last Updated: October - 27 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.