Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

164 OAKMOSS Drive, St. Johns, FL 32259 (MLS# 2085581)

164 OAKMOSS Drive, St. Johns, FL 32259

$734,000

Virtual Tour

https://my.matterport.com/models/eBiY5yxFv5c?section=details

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,900 Status: Closed

Current Price: $734,000 List Date: 5/03/2025 Last Modified: 6/13/2026

Overview

Description

Welcome to your new Toll Brothers home located in The Shores at RiverTown—an exclusive, gated riverfront community where every day feels like a retreat. Coming Winter 2026. This stunning home greets you with a soaring 2‑story foyer and upgraded wood flooring throughout the main living area. The chef's kitchen boasts stacked cabinets and opens to a bright, airy living space—perfect for gatherings. Work in peace from your secluded downstairs office. The tandem garage offers space for two vehicles plus your golf cart or home gym. Upstairs, unwind in the luxurious primary suite with tray ceilings and a spa‑like bath featuring an expanded shower. Step outside to breathtaking sunset views of the nature preserve, with a yard large enough to accommodate a future swimming pool. Enjoy resort‑style amenities, scenic trails, and the rare opportunity to purchase a private boat slip just steps away. Call today to schedule your private tour!

Listing Details MLS# 2085581

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2900
Living Area Source: Builder
Year Built: 2025
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 336
Association Fee Frequency: Quarterly
CDD Fee YN: Yes
CDD Fee Amount: 2700
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-07-30
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From Mandarin and Greenbriar Rd, take SR 13 south, go through both Rivertown roundabouts, then gated entry is on the right, from 210/16A, turn right onto SR 13 at Woodpeckers, gated entry is 1/4 mile on the left
Public Remarks: Welcome to your new Toll Brothers home located in The Shores at RiverTown—an exclusive, gated riverfront community where every day feels like a retreat. Coming Winter 2026. This stunning home greets you with a soaring 2‑story foyer and upgraded wood flooring throughout the main living area. The chef's kitchen boasts stacked cabinets and opens to a bright, airy living space—perfect for gatherings. Work in peace from your secluded downstairs office. The tandem garage offers space for two vehicles plus your golf cart or home gym. Upstairs, unwind in the luxurious primary suite with tray ceilings and a spa‑like bath featuring an expanded shower. Step outside to breathtaking sunset views of the nature preserve, with a yard large enough to accommodate a future swimming pool. Enjoy resort‑style amenities, scenic trails, and the rare opportunity to purchase a private boat slip just steps away. Call today to schedule your private tour!
List Price/SqFt: 258.28
Sold Price/SqFt: 253.1

Property Features

Architectural Style: Contemporary; Craftsman; Mid-Century Modern; Traditional Levels: Two Property Condition: Under Construction Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; Electric Oven; Gas Range; Instant Hot Water; Microwave; Tankless Water Heater Interior Features: Breakfast Bar; Breakfast Nook; Eat-in Kitchen; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Unit; Sink; Upper Level Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Zoned Heating: Central; Zoned Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Security Features: Security Gate Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Many Trees; Sprinklers In Front; Sprinklers In Rear; Wooded View: Protected Preserve; Trees/Woods Current Use: Residential Association Amenities: Basketball Court; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Park; Playground; Tennis Court(s) Community Features: Fishing; Gated; Restaurant; Street Lights Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-05-03

Location Tax and Legal

Street Number: 164
Street Name: OAKMOSS
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown Shores

Status Change Information

Major Change Timestamp: 2026-06-13T17:32:34Z
Major Change Type: Status Change
Price Change Timestamp: 2026-01-20T18:30:51Z
Purchase Contract Date: 2026-02-05
Close Date: 2026-04-01
Close Price: 734000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: June - 13 - 2026

Information deemed reliable but not guaranteed.