Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

16228 DOWING CREEK Drive, Jacksonville, FL 32218 (MLS# 2169460)

16228 DOWING CREEK Drive, Jacksonville, FL 32218

$2,450

Property Type: Residential Lease Bedrooms: 3 Baths: 2 Square Footage: 2,245 Status: Active

Current Price: $2,450 List Date: 10/15/2026 Last Modified: 11/04/2026

Overview

Description

Immaculate, like-new, 3-bdrm, 2-bath ranch with office in sought-after Yellow Bluff Landing. Beautiful tile and carpet throughout. Spacious screened lanai, lovely landscaped and fenced backyard. No pets or smoking. Yellow Bluff Landing subdivision has an Amenity Center, fitness center, pool, playground, soccer field, etc. Fifteen minutes from airport. No pets or smoking. Minimum credit score 700 and gross monthly income 3x rent. Background check and credit report required for all occupants 18 years of age and older. Security Deposit $2650. Owned and managed by listing real estate agent. Property also listed for sale (MLS #2167014), but will be removed from sale market if rented. Photos are digitally altered.

Listing Details MLS# 2169460

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2245
Living Area Source: Assessor
Year Built: 2016
Association YN: Yes
Association Name: Yellow Bluff Landing
Accessibility Features YN: Yes
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Stories Total: Yes
Senior Community YN: No
Direction Faces: East
Directions: I-95 to Pecan Park Road exit, go east to Main Street, go north to Yellow Bluff Landing entrance on your right, turn right on Dowing Creek Drive, home on right.
Public Remarks: Immaculate, like-new, 3-bdrm, 2-bath ranch with office in sought-after Yellow Bluff Landing. Beautiful tile and carpet throughout. Spacious screened lanai, lovely landscaped and fenced backyard. No pets or smoking. Yellow Bluff Landing subdivision has an Amenity Center, fitness center, pool, playground, soccer field, etc. Fifteen minutes from airport. No pets or smoking. Minimum credit score 700 and gross monthly income 3x rent. Background check and credit report required for all occupants 18 years of age and older. Security Deposit $2650. Owned and managed by listing real estate agent. Property also listed for sale (MLS #2167014), but will be removed from sale market if rented. Photos are digitally altered.
List Price/SqFt: 1.09

Property Features

Additional Lease Terms: Negotiable Architectural Style: Contemporary; Ranch Levels: One Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Range; Electric Water Heater; ENERGY STAR Qualified Dryer; ENERGY STAR Qualified Washer; Ice Maker; Microwave; Refrigerator Interior Features: Breakfast Bar; Built-in Features; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Accessibility Features: Accessible Central Living Area; Accessible Kitchen Patio And Porch Features: Covered; Screened Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Pickleball; Playground; Spa/Hot Tub Community Features: Curbs; Sidewalks; Street Lights Water Source: Public Parking Features: Additional Parking; Garage Door Opener; Off Street Sewer: Public Sewer Security Features: Smoke Detector(s) Fencing: Back Yard Utilities: Cable Available Cooling: Central Air Heating: Central; Heat Pump Electric: 200+ Amp Service Road Surface Type: Concrete Road Frontage Type: City Street Additional Fee Includes: Other Rent Includes: Trash Collection Tenant Pays: All Utilities Pets Allowed: No Room Types: Great Room; Utility Room

Contract Information

Rental Service: RentSpree
Rental Application URL: https://apply.link/3JKXZo1
Property Sub Type: Single Family Residence
Listing Contract Date: 2026-10-14
Lease Term: Negotiable
Availability Date: 2026-11-15

Location Tax and Legal

Street Number: 16228
Street Name: DOWING CREEK
Street Suffix: Drive
State: FL
County: Duval
Postal Code: 32218
MLS Area Major: 092-Oceanway/Pecan Park
Subdivision Name: Yellow Bluff Landing

Status Change Information

Major Change Timestamp: 2026-11-04T17:12:50Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-11-04T17:12:50Z

Accessory Dwelling Information

Bathrooms: 2

More Information

Deposits and Fees

Additional Fee: 50
Application Fee: 100
Security Deposit: 2650

Room Information

Room Name
Great Room
Utility Room

Documents

Tenant Application Process ›

Listing Office: FLORIDA HOMES REALTY & MTG LLC

Last Updated: November - 04 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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