Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1576 W 13TH Street, Jacksonville, FL 32209 (MLS# 2145865)

1576 W 13TH Street, Jacksonville, FL 32209

$88,000

Property Type: Residential Bedrooms: 3 Baths: 1 Square Footage: 864 Lot Size (sq. ft.): 4,356 Status: Closed

Current Price: $88,000 List Date: 5/18/2026 Last Modified: 11/02/2026

Overview

Description

Charming 3-bedroom, 1-bath home just minutes from downtown Jacksonville! This well-maintained property features concrete block construction, and a 2021 water heater for added peace of mind. Rental-ready with strong income potential or ideal for an owner-occupant. Conveniently located near shopping, dining, entertainment, and major commuter routes. Seller is not offering seller financing. Cash or hard money preferred. No assignable contracts. Don't miss this great opportunity!

Listing Details MLS# 2145865

General Property Information

Bedrooms Total: 3
Bathrooms Full: Yes
Bathrooms Total: Yes
Living Area: 864
Living Area Source: Assessor
Year Built: 1959
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.1
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: Yes
Carport Spaces: Yes
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: Take left ramp onto SR-228 W (Hart Bridge Expy) toward Atlantic Blvd/Downtown. Continue on US-1-ALT N (Hart Bridge Expy). Turn left onto Myrtle Ave N. Turn right onto 13th St W.
Public Remarks: Charming 3-bedroom, 1-bath home just minutes from downtown Jacksonville! This well-maintained property features concrete block construction, and a 2021 water heater for added peace of mind. Rental-ready with strong income potential or ideal for an owner-occupant. Conveniently located near shopping, dining, entertainment, and major commuter routes. Seller is not offering seller financing. Cash or hard money preferred. No assignable contracts. Don't miss this great opportunity!
List Price/SqFt: 106.48
Sold Price/SqFt: 101.85

Property Features

Appliances: Electric Oven; Electric Range Utilities: Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Parking Features: Carport Current Use: Residential; Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; Other

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-05-18

Location Tax and Legal

Street Number: 1576
Street Direction Prefix: W
Street Name: 13TH
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32209
MLS Area Major: 075-Trout River/College Park/Ribault Manor
Subdivision Name: Mimsburg

Status Change Information

Major Change Timestamp: 2026-07-02T12:49:51Z
Major Change Type: Status Change
Price Change Timestamp: 2026-05-28T13:04:35Z
Purchase Contract Date: 2026-06-03
Close Date: 2026-07-01
Close Price: 88000

DPR Eligible

DPR Eligible: No

More Information

Documents

Flood Disclosure ›

LBP Disclosure ›

No Seller's Disclosure ›

Listing Office: GREEN PALM REALTY & PROPERTY MANAGEMENT

Last Updated: November - 02 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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