Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1560 STILLWATER Boulevard, St. Johns, FL 32259 (MLS# 2106071)

1560 STILLWATER Boulevard, St. Johns, FL 32259

$329,900

Virtual Tour

https://zillow.com/view-imx/d46406b5-1da3-4f90-b336-9ab4d2f65aef?initialViewType=pano&setAttribution=mls&utm_source=dashboard&wl=1

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,402 Lot Size (sq. ft.): 6,098 Status: Closed

Current Price: $329,900 List Date: 8/28/2025 Last Modified: 8/12/2026

Overview

Description

Welcome to Stillwater - a gated 55+ Community with its Bobby Weed designed golf course, pro shop, Top Tracer Range, Clubhouse with heated pool, pickleball, tennis, Bocce Ball, Fitness Center & full-service Restaurant. Lawn care and landscaping is handled by HOA leaving you free to participate in unlimited golf or other leisure activities. 2-year-old home with 3 bedrooms plus dedicated study with French doors, 2 bathrooms, 2 car attached garage, screened lanai and open concept kitchen and family room is better than brand new. Owners have added Closet Organizers in 3 bedrooms, plus pantry; Shelf Genies in Kitchen, Laundry Room Sink & Cabinets, skirting around lanai to keep out grass cuttings, Plantation Shutters, Knob Pulls & Handles, Towel Bars, Grab Bars, Refrigerator, Speed Queen Washer & Dryer & Water Softener. Lightly lived in for 18 months & turnkey ready.

Listing Details MLS# 2106071

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1737
Living Area Source: Public Records
Building Area Total: 2402
Year Built: 2023
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.14
Association YN: Yes
Association Fee: 711
Association Fee Frequency: Monthly
Association Name: Stillwater Community Association
Association Phone: 904.527.8564
CDD Fee YN: Yes
CDD Fee Amount: 3385
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: Yes
Direction Faces: West
Directions: 210 West to Entrance of Stillwater. Proceed to home on right.
Public Remarks: Welcome to Stillwater - a gated 55+ Community with its Bobby Weed designed golf course, pro shop, Top Tracer Range, Clubhouse with heated pool, pickleball, tennis, Bocce Ball, Fitness Center & full-service Restaurant. Lawn care and landscaping is handled by HOA leaving you free to participate in unlimited golf or other leisure activities. 2-year-old home with 3 bedrooms plus dedicated study with French doors, 2 bathrooms, 2 car attached garage, screened lanai and open concept kitchen and family room is better than brand new. Owners have added Closet Organizers in 3 bedrooms, plus pantry; Shelf Genies in Kitchen, Laundry Room Sink & Cabinets, skirting around lanai to keep out grass cuttings, Plantation Shutters, Knob Pulls & Handles, Towel Bars, Grab Bars, Refrigerator, Speed Queen Washer & Dryer & Water Softener. Lightly lived in for 18 months & turnkey ready.
List Price/SqFt: 189.93
Sold Price/SqFt: 189.93

Property Features

Architectural Style: Traditional Levels: One Rental Restrictions: 6 Months Appliances: Dishwasher; Disposal; Double Oven; Dryer; Electric Cooktop; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; His and Hers Closets; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; In Unit; Sink; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Smart Home Features: Locks Security Features: Security Gate; Security System Owned; Smoke Detector(s) Construction Materials: Fiber Cement Patio And Porch Features: Patio; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Fitness Center; Gated; Golf Course; Maintenance Grounds; Management - Developer; Pickleball; Tennis Court(s); Other Association Fee Includes: Maintenance Grounds; Other Community Features: Gated; Restaurant; Sidewalks; Street Lights; Suburban Road Frontage Type: County Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan