Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1532 SUMMERDOWN Way, St. Johns, FL 32259 (MLS# 2104931)

1532 SUMMERDOWN Way, St. Johns, FL 32259

$425,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,186 Lot Size (sq. ft.): 8,276 Status: Closed

Current Price: $425,000 List Date: 8/26/2025 Last Modified: 2/03/2026

Overview

Description

Located in the prestigious guard-gated Plantation Grove section of Julington Creek Plantation, this home offers both elegance and convenience—just a short walk to the community's amenities. Step inside to find hardwood floors throughout the main living areas, along with formal living and dining spaces perfect for entertaining. The spacious corner lot features a large fenced backyard for outdoor enjoyment. The 4th bedroom upstairs is a private retreat, complete with its own full bath, ideal for guests or a bonus suite. Conveniently located to everything you need—schools, grocery stores and restaurants, this St Johns County home wont last long!

Listing Details MLS# 2104931

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2186
Living Area Source: Public Records
Year Built: 2004
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.19
Association YN: Yes
Association Fee: 495
Association Fee Frequency: Quarterly
Association Fee 2: 560
Association Fee 2 Frequency: Annually
Association Name: Vesta (master) & Leland Management (Plan Grove)
CDD Fee YN: Yes
CDD Fee Amount: 1328.94
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: S on SR 13 from Julington Creek Bridge, Left on Racetrack, L on Flora Branch, stop at guard gate, L into Plantation Grove on Summerdown . House is on the right.
Public Remarks: Located in the prestigious guard-gated Plantation Grove section of Julington Creek Plantation, this home offers both elegance and convenience—just a short walk to the community's amenities. Step inside to find hardwood floors throughout the main living areas, along with formal living and dining spaces perfect for entertaining. The spacious corner lot features a large fenced backyard for outdoor enjoyment. The 4th bedroom upstairs is a private retreat, complete with its own full bath, ideal for guests or a bonus suite. Conveniently located to everything you need—schools, grocery stores and restaurants, this St Johns County home wont last long!
List Price/SqFt: 194.42
Sold Price/SqFt: 194.42

Property Features

Architectural Style: Traditional Levels: Two Appliances: Dishwasher; Disposal; Dryer; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Fireplace Features: Gas Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Skylight(s); Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Wood Laundry Features: In Unit Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Heat Pump Water Source: Public Sewer: Public Sewer Security Features: Gated with Guard Construction Materials: Stucco Patio And Porch Features: Patio Roof: Shingle Parking Features: Garage Lot Features: Corner Lot Fencing: Back Yard; Wood Current Use: Residential Association Amenities: Basketball Court; Clubhouse; Community Pool; Fitness Center; Golf Course; Park; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Security Community Features: Gated Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-08-21

Location Tax and Legal

Street Number: 1532
Street Name: SUMMERDOWN
Street Suffix: Way
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Julington Creek Plan

Status Change Information

Major Change Timestamp: 2026-02-03T16:07:16Z
Major Change Type: Status Change
Price Change Timestamp: 2025-12-05T16:23:20Z
Purchase Contract Date: 2025-12-15
Close Date: 2026-02-02
Close Price: 425000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Documents

Listing Office: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Last Updated: February - 03 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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