Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

152 NAVIGATORS Road, St. Johns, FL 32259 (MLS# 2071599)

152 NAVIGATORS Road, St. Johns, FL 32259

$765,000

Virtual Tour

https://www.zillow.com/view-imx/c18220a2-0253-416b-8bfe-f5db4b442a3a?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

downstairs guest suite (virtually staged)

Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 3,350 Lot Size (sq. ft.): 7,841 Status: Closed

Current Price: $765,000 List Date: 2/24/2025 Last Modified: 12/30/2025

Overview

Description

One of the Best Deals in Middlebourne! Stunning home in the highly sought-after gated community of Middlebourne. This 5 bedroom, 5 bath home offers 3,349 sq ft of well-designed living space with upgrades throughout—LVP flooring, smooth walls, and custom light fixtures. The chef's kitchen features stacked cabinets, stainless steel appliances, a gas cooktop, oversized island, quartz countertops, porcelain apron sink, and a spacious walk-in pantry. The main floor includes a luxurious primary suite with tray ceilings, dual closets, double sinks, and an oversized super shower—plus a guest suite, private office, mudroom, and extra storage. Upstairs, enjoy a versatile loft and three additional bedrooms. Sliding glass doors open to a spacious lanai with serene preserve views, perfect for outdoor relaxation. Live the Florida lifestyle with resort-style amenities and a prime location near top-rated schools, shopping, and dining. Incredible value—don't miss this opportunity!

Listing Details MLS# 2071599

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Half: Yes
Bathrooms Total: 5
Living Area: 3350
Living Area Source: Assessor
Year Built: 2023
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.18
Lot Size Dimensions: 60 x 130
Association YN: Yes
Association Fee: 505
Association Fee Frequency: Annually
Association Fee 2: 500
Association Fee 2 Frequency: One Time
CDD Fee YN: Yes
CDD Fee Amount: 2150.02
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Direction Faces: North
Directions: From I-295 S, take FL-9B S, following signs for St. Augustine/US-1. Take the St. Johns Parkway exit. From the left lane, merge onto St. Johns Parkway, then continue onto Longleaf Pine Parkway. Turn left onto Veterans Parkway, then right into Middlebourne. After passing through the gate, turn right—the home will be on the right.
Public Remarks: One of the Best Deals in Middlebourne! Stunning home in the highly sought-after gated community of Middlebourne. This 5 bedroom, 5 bath home offers 3,349 sq ft of well-designed living space with upgrades throughout—LVP flooring, smooth walls, and custom light fixtures. The chef's kitchen features stacked cabinets, stainless steel appliances, a gas cooktop, oversized island, quartz countertops, porcelain apron sink, and a spacious walk-in pantry. The main floor includes a luxurious primary suite with tray ceilings, dual closets, double sinks, and an oversized super shower—plus a guest suite, private office, mudroom, and extra storage. Upstairs, enjoy a versatile loft and three additional bedrooms. Sliding glass doors open to a spacious lanai with serene preserve views, perfect for outdoor relaxation. Live the Florida lifestyle with resort-style amenities and a prime location near top-rated schools, shopping, and dining. Incredible value—don't miss this opportunity!
List Price/SqFt: 231.34
Sold Price/SqFt: 228.36

Property Features

Architectural Style: Traditional Levels: Two Appliances: Convection Oven; Dishwasher; Disposal; Double Oven; Dryer; Electric Oven; Gas Cooktop; Gas Water Heater; Ice Maker; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Breakfast Bar; Breakfast Nook; Eat-in Kitchen; Entrance Foyer; Guest Suite; His and Hers Closets; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Vinyl Utilities: Cable Available Cooling: Electric Heating: Central Water Source: Public Sewer: Public Sewer Security Features: 24 Hour Security; Security Gate Construction Materials: Fiber Cement Patio And Porch Features: Covered; Front Porch; Patio Roof: Shingle Parking Features: Attached; Garage View: Protected Preserve Current Use: Residential; Single Family Association Amenities: Community Pool; Playground Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Home Sale; Inspection