Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

150 WHISPER ROCK Drive, Ponte Vedra, FL 32081 (MLS# 2091810)

150 WHISPER ROCK Drive, Ponte Vedra, FL 32081

$4,150

Property Type: Residential Lease Bedrooms: 4 Baths: 3 Square Footage: 2,746 Lot Size (sq. ft.): 6,970 Status: Closed

Current Price: $4,150 List Date: 6/06/2025 Last Modified: 6/23/2025

Overview

Description

Move-in-ready 4 Bed + Flex + Loft in Top-Rated School Zone! Live in comfort and style in this beautifully maintained 4-bedroom, 2.5-bath home located in walking distance to Palm Valley Academy! Step inside to discover a flexible floor plan featuring a dedicated flex room—perfect for a home office or playroom—and an upstairs loft offering even more versatile living space. The open-concept layout flows seamlessly into a light-filled living area and modern kitchen. Enjoy Florida living year-round in the huge screened lanai, surrounded by lush, professionally landscaped grounds—ideal for relaxing or entertaining. Additional features include: 2-car garage Gorgeous curb appeal with manicured landscaping Spacious bedrooms with plenty of storage Well-appointed bathrooms including a convenient half bath for guests!

Listing Details MLS# 2091810

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2746
Living Area Source: Appraiser
Year Built: 2016
Accessory Dwelling Unit Y/N: No
Lot Size Acres: 0.16
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Stories Total: 2
Entry Level: Yes
Senior Community YN: No
Directions: 210 EAST to Valley Ridge Blvd R on Twenty Mile Rd R on Stoneridge R on Whisper Rock Dr. house on R
Public Remarks: Move-in-ready 4 Bed + Flex + Loft in Top-Rated School Zone! Live in comfort and style in this beautifully maintained 4-bedroom, 2.5-bath home located in walking distance to Palm Valley Academy! Step inside to discover a flexible floor plan featuring a dedicated flex room—perfect for a home office or playroom—and an upstairs loft offering even more versatile living space. The open-concept layout flows seamlessly into a light-filled living area and modern kitchen. Enjoy Florida living year-round in the huge screened lanai, surrounded by lush, professionally landscaped grounds—ideal for relaxing or entertaining. Additional features include: 2-car garage Gorgeous curb appeal with manicured landscaping Spacious bedrooms with plenty of storage Well-appointed bathrooms including a convenient half bath for guests!
List Price/SqFt: 1.57
Sold Price/SqFt: 1.51

Property Features

Additional Lease Terms: 12 Months Owner Pays: Grounds Care; Pest Control; Taxes Appliances: Dishwasher; Disposal; Dryer; Gas Cooktop; Microwave; Refrigerator; Washer Interior Features: Ceiling Fan(s) Association Amenities: Basketball Court; Children's Pool; Clubhouse; Dog Park; Fitness Center; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Water Source: Public Parking Features: Attached; Garage Sewer: Public Sewer View: Trees/Woods Utilities: Cable Available; Electricity Available; Natural Gas Available; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric Road Surface Type: Asphalt

Contract Information

Rental Service: RentSpree
Rental Application URL: https://apply.link/-CyweLE
Property Sub Type: Single Family Residence
Listing Contract Date: 2025-06-05
Lease Term: 12 Months
Availability Date: 2025-06-05

Location Tax and Legal

Street Number: 150
Street Name: WHISPER ROCK
Street Suffix: Drive
State: FL
County: St. Johns
Postal Code: 32081
MLS Area Major: 271-Nocatee North
Subdivision Name: Twenty Mile At Nocatee

Status Change Information

Major Change Timestamp: 2025-06-23T17:33:50Z
Major Change Type: Status Change
Purchase Contract Date: 2025-06-22
Close Date: 2025-06-22
Close Price: 4150

Deposits and Fees

Security Deposit: 4300

More Information

Listing Office: COMPASS FLORIDA LLC

Last Updated: June - 23 - 2025

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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