Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

150 FRESHWATER Drive, St. Johns, FL 32259 (MLS# 2168258)

150 FRESHWATER Drive, St. Johns, FL 32259

$814,000

Virtual Tour

https://www.zillow.com/view-imx/c6f3e0ff-1cf1-4f10-ae08-4e7ae826d514?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

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11-web-or-mls-150 Freshwater Dr-50427 (2

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,291 Lot Size (sq. ft.): 7,841 Status: Active

Current Price: $814,000 List Date: 10/07/2026 Last Modified: 11/03/2026

Overview

Description

MOVE-IN READY TOLL BROTHERS LUXURY HOME | SINGLE-STORY LIVING | RESORT-STYLE OUTDOOR RETREAT Discover exceptional Florida living in this beautifully upgraded, Toll Brothers home in Julington Lakes, a sought-after staffed gated community in St. Johns County with NO CDD fees and an HOA of just $192/month. Offering approximately 2,300 square feet of thoughtfully designed single-story living space, this move-in-ready home features 3 bedrooms plus a versatile fourth bedroom currently configured as a dedicated office, 2 full and 2 half bathrooms, soaring 12-foot living room ceilings, and an inviting open-concept layout. Step outside into your private resort-style retreat featuring a screen-enclosed heated saltwater pool, oversized raised spa with spillover waterfall, and elegant marble decking.

Supplements: Designed for year-round entertaining, the outdoor living area features a fully equipped summer kitchen with a natural gas grill, XL Big Green Egg, and farmhouse sink, plus a spacious serving bar under the covered lanai, creating the perfect setting for relaxing or hosting family and friends. Enjoy the convenience of extensive upgrades already comp ... (Read more)

Listing Details MLS# 2168258

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: 2
Bathrooms Total: 4
Living Area: 2291
Living Area Source: Appraiser
Year Built: 2019
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.18
Association YN: Yes
Association Fee: 192
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: From I-95, take SR 9B south toward St. Johns Parkway. Continue onto St. Johns Parkway and turn right onto Longleaf Pine Parkway. Travel approximately 2.5 miles, then turn right onto Julington Lakes Drive. Pass through the guard gate, turn left onto Freshwater Drive, and the home will be on the right.
Public Remarks: MOVE-IN READY TOLL BROTHERS LUXURY HOME | SINGLE-STORY LIVING | RESORT-STYLE OUTDOOR RETREAT Discover exceptional Florida living in this beautifully upgraded, Toll Brothers home in Julington Lakes, a sought-after staffed gated community in St. Johns County with NO CDD fees and an HOA of just $192/month. Offering approximately 2,300 square feet of thoughtfully designed single-story living space, this move-in-ready home features 3 bedrooms plus a versatile fourth bedroom currently configured as a dedicated office, 2 full and 2 half bathrooms, soaring 12-foot living room ceilings, and an inviting open-concept layout. Step outside into your private resort-style retreat featuring a screen-enclosed heated saltwater pool, oversized raised spa with spillover waterfall, and elegant marble decking.
List Price/SqFt: 355.3

Property Features

Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Freezer; Microwave; Refrigerator Interior Features: Ceiling Fan(s); Entrance Foyer; His and Hers Closets; Open Floorplan; Pantry; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Tile Laundry Features: In Unit; Sink Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Stone Veneer; Stucco Exterior Features: Outdoor Kitchen Patio And Porch Features: Covered; Patio; Rear Porch; Screened Pool Features: In Ground; Heated; Salt Water; Screen Enclosure; Waterfall Spa Features: Heated; In Ground; Private Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard; Fenced; Wrought Iron Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Community Pool; Fitness Center; Gated; Management - On Site; Park; Playground; Security; Tennis Court(s) Association Fee Includes: Maintenance Grounds; Security Community Features: Gated; Sidewalks Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-02

Location Tax and Legal

Street Number: 150
Street Name: FRESHWATER
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Julington Lakes

Status Change Information

Major Change Timestamp: 2026-11-03T17:29:57Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-11-03T17:29:57Z

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: FLORIDA HOMES REALTY & MTG LLC

Last Updated: November - 03 - 2026

Information deemed reliable but not guaranteed.