Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

150 BORACAY Circle, St. Johns, FL 32259 (MLS# 2077175)

150 BORACAY Circle, St. Johns, FL 32259

$2,200

10-web-or-mls-150 Boracay Cir (18 of 35)

11-web-or-mls-150 Boracay Cir (19 of 35)

14-web-or-mls-150 Boracay Cir (11 of 35)

15-web-or-mls-150 Boracay Cir (12 of 35)

16-web-or-mls-150 Boracay Cir (13 of 35)

17-web-or-mls-150 Boracay Cir (15 of 35)

18-web-or-mls-150 Boracay Cir (16 of 35)

19-web-or-mls-150 Boracay Cir (17 of 35)

20-web-or-mls-150 Boracay Cir (26 of 35)

21-web-or-mls-150 Boracay Cir (27 of 35)

23-web-or-mls-150 Boracay Cir (29 of 35)

24-web-or-mls-150 Boracay Cir (30 of 35)

25-web-or-mls-150 Boracay Cir (31 of 35)

26-web-or-mls-150 Boracay Cir (32 of 35)

27-web-or-mls-150 Boracay Cir (35 of 35)

28-web-or-mls-150 Boracay Cir (33 of 35)

29-web-or-mls-150 Boracay Cir (34 of 35)

30-web-or-mls-150 Boracay Cir (21 of 35)

31-web-or-mls-150 Boracay Cir (22 of 35)

33-web-or-mls-150 Boracay Cir (24 of 35)

32-web-or-mls-150 Boracay Cir (23 of 35)

34-web-or-mls-150 Boracay Cir (25 of 35)

Property Type: Residential Lease Bedrooms: 3 Baths: 3 Square Footage: 1,631 Lot Size (sq. ft.): 3,049 Status: Closed

Current Price: $2,200 List Date: 3/22/2025 Last Modified: 3/13/2026

Overview

Description

All Amenities included, No hidden fees! Move in Ready now! Built in 2021 Lennar Townhouse located inside Beachwalk Community. This 3 bedroom/ 2 full bath with 1/2 bath on first floor has tile floors downstairs, 42 inch white cabinets, cover and screened in back patio with pavers on patio ad driveway. The unit has all appliances including the washer and dryer. Beachwalk is located walking distance to many restaurants, coffee and grocery stores. There are no hidden fees! Private owner managed. Accepting Zillow applications.

Listing Details MLS# 2077175

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1631
Living Area Source: Appraiser
Year Built: 2021
Lot Size Acres: 0.07
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Water Body Access YN: No
Waterfront YN: No
Stories Total: 2
Senior Community YN: No
Directions: Turn into Beachwalk, then go to Albany which leads you to Boracay
Public Remarks: All Amenities included, No hidden fees! Move in Ready now! Built in 2021 Lennar Townhouse located inside Beachwalk Community. This 3 bedroom/ 2 full bath with 1/2 bath on first floor has tile floors downstairs, 42 inch white cabinets, cover and screened in back patio with pavers on patio ad driveway. The unit has all appliances including the washer and dryer. Beachwalk is located walking distance to many restaurants, coffee and grocery stores. There are no hidden fees! Private owner managed. Accepting Zillow applications.
List Price/SqFt: 1.35
Sold Price/SqFt: 1.35

Property Features

Additional Lease Terms: 12 Months Owner Pays: Association Fees; Exterior Maintenance; Management Appliances: Dishwasher; Electric Cooktop; Electric Water Heater; Microwave; Refrigerator; Washer Laundry Features: Upper Level Water Source: Public Parking Features: Garage Sewer: Public Sewer Utilities: Cable Available Cooling: Central Air; Electric Heating: Central; Electric

Contract Information

Rental Service: Other
Property Sub Type: Townhouse
Listing Contract Date: 2025-03-21
Lease Term: 12 Months
Availability Date: 2025-04-01

Location Tax and Legal

Street Number: 150
Street Name: BORACAY
Street Suffix: Circle
State: FL
County: St. Johns
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Grand Isle At Beachwalk

Status Change Information

Major Change Timestamp: 2025-09-23T00:19:11Z
Major Change Type: Status Change
Price Change Timestamp: 2025-08-13T02:42:57Z
Purchase Contract Date: 2025-09-09
Close Date: 2025-09-22
Close Price: 2200

More Information

Listing Office: FLORIDA HOMES REALTY & MTG LLC

Last Updated: March - 13 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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