Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

147 ELLSWORTH Circle, St. Johns, FL 32259 (MLS# 2130307)

147 ELLSWORTH Circle, St. Johns, FL 32259

$660,000

Virtual Tour

https://my.matterport.com/show/?m=i5iYP8vu3Ch

Elegant Living & Dining Rooms with coffered ceilings

Butler's Pass through w/ Beverage Fridge

Chef Kitchen opens to the Family Rooms and Eat in dining

Elegant Built - in cabinetry in the Family Room

Backyard paver patio overlooking the pond - fully fenced

Relaxing Primary Suite w/ custom walk in closet

Primary Bath with Walk in tile shower, dual vanities and soaking tub

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,055 Lot Size (sq. ft.): 10,019 Status: Closed

Current Price: $660,000 List Date: 2/16/2026 Last Modified: 4/11/2026

Overview

Description

Welcome to a home where every day feels extraordinary. This stunning, single-level residence, in Durbin Crossing, offers over 3,000 sf of thoughtfully curated living space, with every detail considered. Enter into the formal living & dining rooms adorned w/ coffered ceilings, wainscotting, rich wood flooring, custom lighting, & soaring 12-foot ceilings that create an immediate sense of grandeur. The home's layout is both sophisticated & inviting, perfect for everyday living and effortless entertaining. At the heart of the home, the chefs kitchen shines w/ white cabinetry, quartz countertops, & an oversized island overlooking the spacious family room & pond views. A charming eat-in area & versatile Butler's pass-through enhance both function & style. The primary suite features front sitting area or office, an expansive custom walk-in closet, & a spa-like bath w/ soaking tub, walk-in shower & dual shower heads.

Supplements: 3 additional bedrooms offer exceptional flexibility two connected by a Jack & Jill bath & a 4th bedroom with bathroom. A versatile bonus room provides endless possibilities - home office, gym or media room. Your backyard oasis awaits! Step outside and unwind on the screened lanai overlooking a sparkling pond, or "grill and chill" on the extended ... (Read more)

Listing Details MLS# 2130307

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3055
Living Area Source: Assessor
Year Built: 2014
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.23
Association YN: Yes
Association Fee: 67
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 3427.97
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Senior Community YN: No
Directions: I-95 to 9B. On 295 continue on 9B. Take right to St. Johns Pkwy. Take left lane to Longleaf Pine Pkwy. Turn left on Islesbrook Pkwy, Turn left onto Ellsworth Cir. Home on the right.
Public Remarks: Welcome to a home where every day feels extraordinary. This stunning, single-level residence, in Durbin Crossing, offers over 3,000 sf of thoughtfully curated living space, with every detail considered. Enter into the formal living & dining rooms adorned w/ coffered ceilings, wainscotting, rich wood flooring, custom lighting, & soaring 12-foot ceilings that create an immediate sense of grandeur. The home's layout is both sophisticated & inviting, perfect for everyday living and effortless entertaining. At the heart of the home, the chefs kitchen shines w/ white cabinetry, quartz countertops, & an oversized island overlooking the spacious family room & pond views. A charming eat-in area & versatile Butler's pass-through enhance both function & style. The primary suite features front sitting area or office, an expansive custom walk-in closet, & a spa-like bath w/ soaking tub, walk-in shower & dual shower heads.
List Price/SqFt: 217.68
Sold Price/SqFt: 216.04

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Electric Range; Electric Water Heater; Microwave; Refrigerator; Wine Cooler Interior Features: Breakfast Bar; Butler Pantry; Ceiling Fan(s); Guest Suite; Jack and Jill Bath; Open Floorplan; Primary Bathroom - Tub with Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Wood Utilities: Cable Available; Electricity Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Security Features: Security System Owned Construction Materials: Frame; Stucco Patio And Porch Features: Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Waterfront Features: Pond Fencing: Back Yard; Fenced Current Use: Residential Association Amenities: Clubhouse; Community Pool; Playground Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; VA Loan