Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1464 HOLMESDALE Road 4, Jacksonville, FL 32207 (MLS# 2155343)

1464 HOLMESDALE Road 4, Jacksonville, FL 32207

$995

Property Type: Residential Lease Bedrooms: 2 Baths: 2 Square Footage: 1,000 Lot Size (sq. ft.): 20,909 Status: Active

Current Price: $995 List Date: 7/14/2026 Last Modified: 10/30/2026

Overview

Description

This charming 2-bed, 1-bath apt is located in the heart of Jacksonville. This cozy property features full carpeting, creating a warm and comfortable living space. The home also includes a convenient carport, offering covered parking to help protect your vehicle from the elements. For added convenience, residents have access to on-site coin laundry, making laundry day stress-free. Situated in the desirable St. Nicholas neighborhood, this home provides easy access to shopping, dining, and local amenities. Enjoy comfortable living in a convenient Jax location. RBP is required. Includes: move in concierge services, online portal access, document storage, multiple payment options, credit reporting and liability and personal property insurance. Monthly cost - $50.00. Lease prep fee of $125. Photos are from a similar unit. This home comes with high-speed internet up to 1 Gig at an exclusive group rate of $70.00, and includes 24/7 premium support and setup to help get you connected at move-in

Listing Details MLS# 2155343

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1000
Living Area Source: Public Records
Year Built: 1948
Lot Size Acres: 0.48
Association YN: No
Accessibility Features YN: No
Garage YN: No
Carport YN: Yes
Carport Spaces: Yes
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Stories Total: 2
Entry Level: 2
Senior Community YN: No
Directions: From 295 South, go South on San Jose Blvd., right onto Atlantic from Hendricks, Complex is on the left-hand side of the road.
Public Remarks: This charming 2-bed, 1-bath apt is located in the heart of Jacksonville. This cozy property features full carpeting, creating a warm and comfortable living space. The home also includes a convenient carport, offering covered parking to help protect your vehicle from the elements. For added convenience, residents have access to on-site coin laundry, making laundry day stress-free. Situated in the desirable St. Nicholas neighborhood, this home provides easy access to shopping, dining, and local amenities. Enjoy comfortable living in a convenient Jax location. RBP is required. Includes: move in concierge services, online portal access, document storage, multiple payment options, credit reporting and liability and personal property insurance. Monthly cost - $50.00. Lease prep fee of $125. Photos are from a similar unit. This home comes with high-speed internet up to 1 Gig at an exclusive group rate of $70.00, and includes 24/7 premium support and setup to help get you connected at move-in
List Price/SqFt: Yes

Property Features

Additional Lease Terms: 12 Months; 24 Months Owner Pays: Exterior Maintenance; Management; Roof Maintenance; Trash Collection Appliances: Electric Water Heater; Refrigerator Water Source: Public Parking Features: Off Street Sewer: Public Sewer Security Features: Smoke Detector(s) Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Road Surface Type: Asphalt Road Frontage Type: City Street Additional Fee Includes: Lease Prep Rent Includes: Trash Collection Tenant Pays: All Utilities Pets Allowed: No

Contract Information

Rental Service: Other
Property Sub Type: Apartment
Property Attached YN: Yes
Listing Contract Date: 2026-07-14
Lease Term: 12 Months
Availability Date: 2026-07-13

Location Tax and Legal

Street Number: 1464
Street Name: HOLMESDALE
Street Suffix: Road
State: FL
County: Duval
Postal Code: 32207
MLS Area Major: 021-St Nicholas Area
Subdivision Name: San Marco

Status Change Information

Major Change Timestamp: 2026-10-30T18:37:06Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-30T18:37:06Z

Deposits and Fees

Additional Fee: 125
Application Fee: 80
Security Deposit: 995

More Information

Documents

RBP ›

Group Rate Internet ›

Listing Office: SPECTRUM REALTY SERVICES

Last Updated: October - 30 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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