Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

145 THORNLOE Drive, St. Johns, FL 32259 (MLS# 2135591)

145 THORNLOE Drive, St. Johns, FL 32259

$520,000

Virtual Tour

https://www.zillow.com/view-imx/4fee3fcc-e523-4dc8-abef-0513b5de04f4?wl=true&setAttribution=mls&initialViewType=pano

52-web-or-mls-64-print-Thornloe Dr-S1403

55-web-or-mls-66-print-Thornloe Dr-S1403

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,058 Lot Size (sq. ft.): 6,534 Status: Closed

Current Price: $520,000 List Date: 3/19/2026 Last Modified: 5/28/2026

Overview

Description

If your dream is to actually enjoy your neighborhood instead of just driving through it... this one's going to hit differently. Welcome to life in Durbin Crossing, where everything you love is just a short walk away. Morning coffee strolls to the amenity center, afternoon pool days without packing up the car, evening walks to community events... it's the kind of lifestyle people move here for. Top-rated schools, parks, playgrounds, fitness center, tennis and basketball courts, even Food Truck Fridays... all just steps from your front door. And when you do need to hop in the car, the Pavilion at Durbin Park is less than five minutes away for shopping, dining, and everyday conveniences. Inside, this home gives you all the space to spread out and settle in. With over 3,000 square feet, the layout is open, bright, and designed for real life. The main living area flows effortlessly, with wood-look tile flooring and a stylish shiplap accent wall that adds just the right touch of character

Supplements: without trying too hard. The kitchen is the heart of it all, featuring a large island perfect for everything from meal prep to late-night snacks and casual conversations. Updated dark stainless steel appliances bring a sleek, modern feel, while the backyard offers a nice sense of openness with shared preserve views that add a touch of nature to you ... (Read more)

Listing Details MLS# 2135591

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 3058
Living Area Source: Appraiser
Year Built: 2009
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.15
Association YN: Yes
Association Fee: 67
Association Fee Frequency: Annually
Association Name: Durbin Crossing c/o Floridian Property Management
Association Phone: 904-592-4090
CDD Fee YN: Yes
CDD Fee Amount: 2425.18
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Direction Faces: North
Directions: I-295 S. Merge onto FL-9B S via Exit 58 on the left toward I-95/Daytona Bch. Slight right onto St Johns Pkwy. Turn left onto Longleaf Pine Pkwy. Left onto S Durbin Pkwy. Right onto Thornloe Dr. Home will be on the left.
Public Remarks: If your dream is to actually enjoy your neighborhood instead of just driving through it... this one's going to hit differently. Welcome to life in Durbin Crossing, where everything you love is just a short walk away. Morning coffee strolls to the amenity center, afternoon pool days without packing up the car, evening walks to community events... it's the kind of lifestyle people move here for. Top-rated schools, parks, playgrounds, fitness center, tennis and basketball courts, even Food Truck Fridays... all just steps from your front door. And when you do need to hop in the car, the Pavilion at Durbin Park is less than five minutes away for shopping, dining, and everyday conveniences. Inside, this home gives you all the space to spread out and settle in. With over 3,000 square feet, the layout is open, bright, and designed for real life. The main living area flows effortlessly, with wood-look tile flooring and a stylish shiplap accent wall that adds just the right touch of character
List Price/SqFt: 178.88
Sold Price/SqFt: 170.05

Property Features

Architectural Style: Traditional Levels: Two Rental Restrictions: No Minimum Appliances: Electric Range; Electric Water Heater; Microwave; Refrigerator; Water Softener Owned Interior Features: Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Laminate; Tile Laundry Features: Electric Dryer Hookup; In Unit; Lower Level; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Frame; Stucco Patio And Porch Features: Covered; Front Porch; Patio; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Fitness Center; Jogging Path; Park; Playground; Tennis Court(s); Other Community Features: Sidewalks Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing