Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

145 BRIDGETON Street, St. Johns, FL 32259 (MLS# 2167609)

145 BRIDGETON Street, St. Johns, FL 32259

$505,000

Virtual Tour

https://www.zillow.com/view-imx/67788615-7476-4994-b6b8-0d7c56a73afb?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,170 Lot Size (sq. ft.): 7,841 Status: Active Under Contract

Current Price: $505,000 List Date: 10/02/2026 Last Modified: 11/03/2026

Overview

Description

Enjoy the best of St. Johns living in this beautifully maintained home tucked away in the gated community of Mill Creek Forest. Designed for both everyday comfort and easy entertaining, the open concept floor plan creates a welcoming flow while the peaceful preserve view offers a wonderful sense of privacy and tranquility. Resort style amenities are part of everyday life. Residents enjoy a clubhouse, sparkling pool, fitness center, tennis and pickleball courts providing plenty of opportunities to stay active, relax and connect with neighbors without ever leaving the community or paying a CDD fee. Inside, the home offers comfortable living spaces with a dedicated office/flex space and spacious bedrooms including a private primary suite. Outside your front door, enjoy a quiet neighborhood setting while being just minutes from shopping, dining, top-rated schools and the beautiful Northeast Florida beaches. Come discover why Mill Creek Forest is such a wonderful place to call home.

Listing Details MLS# 2167609

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2170
Living Area Source: Public Records
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.18
Association YN: Yes
Association Fee: 461
Association Fee Frequency: Quarterly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: From CR 210-W, continue straight to Greenbriar Rd. Turn right on Bridgeton St. Home will be on the left.
Public Remarks: Enjoy the best of St. Johns living in this beautifully maintained home tucked away in the gated community of Mill Creek Forest. Designed for both everyday comfort and easy entertaining, the open concept floor plan creates a welcoming flow while the peaceful preserve view offers a wonderful sense of privacy and tranquility. Resort style amenities are part of everyday life. Residents enjoy a clubhouse, sparkling pool, fitness center, tennis and pickleball courts providing plenty of opportunities to stay active, relax and connect with neighbors without ever leaving the community or paying a CDD fee. Inside, the home offers comfortable living spaces with a dedicated office/flex space and spacious bedrooms including a private primary suite. Outside your front door, enjoy a quiet neighborhood setting while being just minutes from shopping, dining, top-rated schools and the beautiful Northeast Florida beaches. Come discover why Mill Creek Forest is such a wonderful place to call home.
List Price/SqFt: 232.72

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Dryer; Electric Oven; Gas Cooktop; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Gas Dryer Hookup; Sink; Washer Hookup Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Fiber Cement Patio And Porch Features: Rear Porch Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Protected Preserve; Trees/Woods Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Fitness Center; Gated; Park; Pickleball; Playground; Tennis Court(s) Community Features: Curbs; Sidewalks; Street Lights Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing; Inspection

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-02

Location Tax and Legal

Street Number: 145
Street Name: BRIDGETON
Street Suffix: Street
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Mill Creek Forest

Status Change Information

Major Change Timestamp: 2026-11-03T21:50:52Z
Major Change Type: Status Change
Price Change Timestamp: 2026-10-19T19:47:53Z
Contingency: Active Under Contract
Contingent Date: 2026-11-02

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: COLDWELL BANKER VANGUARD REALTY

Last Updated: November - 03 - 2026

Information deemed reliable but not guaranteed.