Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1443 FLOYD Circle W, Orange Park, FL 32073 (MLS# 1228201)

1443 FLOYD Circle W, Orange Park, FL 32073

$145,000

Property Type: Residential Bedrooms: 3 Baths: 1 Square Footage: 924 Status: Closed

Current Price: $145,000 List Date: 6/29/2023 Last Modified: 1/19/2026

Overview

Description

3/1 - great for investment. Near a park and school. Selling AS/IS

Listing Details MLS# 1228201

General Property Information

Bedrooms Total: 3
Bathrooms Full: Yes
Bathrooms Total: Yes
Living Area: 924
Living Area Source: Public Records
Year Built: 1971
Association YN: No
CDD Fee YN: No
New Construction YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Directions: From Kingsley take Miller til it dead ends into Gano. Turn right. Floyd will be on the left.
Public Remarks: 3/1 - great for investment. Near a park and school. Selling AS/IS
List Price/SqFt: 162.34
Sold Price/SqFt: 156.93

Property Features

Approx Parcel Size: Less than .25 Acre Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Brick Pool Features: None Parking Features: Additional Parking Current Use: Residential

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2023-05-04

Location Tax and Legal

Street Number: 1443
Street Name: FLOYD
Street Suffix: Circle
Street Direction Suffix: W
County: Clay
State: FL
Postal Code: 32073
MLS Area Major: 132-Bellair/Grove Park
Subdivision Name: Miller Oaks

Status Change Information

Major Change Timestamp: 2023-10-18T18:54:36Z
Major Change Type: Status Change
Purchase Contract Date: 2023-07-10
Close Date: 2023-10-10
Close Price: 145000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: RIVER CITY REALTY

Last Updated: January - 19 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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