Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

144 ELM BRANCH Road, St. Johns, FL 32259 (MLS# 2059523)

144 ELM BRANCH Road, St. Johns, FL 32259

$630,000

3 - Amenities Center and Nature Preserve

4 - Amenities Center and Nature Preserve

5 - Amenities Center and Nature Preserve

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,679 Status: Closed

Current Price: $630,000 List Date: 12/05/2024 Last Modified: 1/19/2026

Overview

Description

Step into timeless charm with the Robin Farmhouse, a beautifully designed Toll Brothers home in the serene Mill Creek Forest community. This thoughtfully crafted, single-story home offers a bright, open-concept layout perfect for modern living. The gourmet kitchen showcases ample cabinetry, quartz countertops, stainless steel appliances, and an oversized island ideal for gathering and entertaining. The primary suite is a peaceful retreat with a generously sized bedroom, en-suite bathroom, and oversized walk-in closet. Secondary bedrooms are thoughtfully placed for privacy and comfort, perfect for family or guests. Sliding glass doors open to the covered lanai, seamlessly blending indoor and outdoor living spaces. Blending farmhouse-inspired charm with modern comfort, the Robin Farmhouse is located in Mill Creek Forest, a vibrant community offering resort-style amenities, top-rated schools, and easy access to St. Johns conveniences. Don't miss this stunning Quick Move-In home!

Listing Details MLS# 2059523

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2679
Living Area Source: Builder
Year Built: 2025
Association YN: Yes
Association Fee: 147
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-01-31
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-95 take exit 329 towards Green Cove Springs, head W on CR 210, it will turn into Greenbriar Rd. Mill Creek Forest will be a right on Bridgeton St.
Public Remarks: Step into timeless charm with the Robin Farmhouse, a beautifully designed Toll Brothers home in the serene Mill Creek Forest community. This thoughtfully crafted, single-story home offers a bright, open-concept layout perfect for modern living. The gourmet kitchen showcases ample cabinetry, quartz countertops, stainless steel appliances, and an oversized island ideal for gathering and entertaining. The primary suite is a peaceful retreat with a generously sized bedroom, en-suite bathroom, and oversized walk-in closet. Secondary bedrooms are thoughtfully placed for privacy and comfort, perfect for family or guests. Sliding glass doors open to the covered lanai, seamlessly blending indoor and outdoor living spaces. Blending farmhouse-inspired charm with modern comfort, the Robin Farmhouse is located in Mill Creek Forest, a vibrant community offering resort-style amenities, top-rated schools, and easy access to St. Johns conveniences. Don't miss this stunning Quick Move-In home!
List Price/SqFt: 261.29
Sold Price/SqFt: 235.16

Property Features

Levels: One Property Condition: Under Construction Rental Restrictions: 1 Year Appliances: Dishwasher; Electric Oven; Gas Cooktop; Instant Hot Water; Microwave; Tankless Water Heater Interior Features: Built-in Features; Entrance Foyer; Open Floorplan; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Carpet; Tile; Vinyl Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Washer Hookup Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Locks; Programmable Thermostat; Smoke Detector Security Features: Key Card Entry; Security Gate Construction Materials: Frame Exterior Features: Impact Windows Patio And Porch Features: Covered; Rear Porch Spa Features: Community Roof: Shingle Parking Features: Garage View: Trees/Woods Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Fitness Center; Gated; Maintenance Structure; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Insurance; Maintenance Structure Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2024-12-05

Location Tax and Legal

Street Number: 144
Street Name: ELM BRANCH
Street Suffix: Road
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Mill Creek Forest

Status Change Information

Major Change Timestamp: 2025-03-14T20:18:34Z
Major Change Type: Status Change
Price Change Timestamp: 2025-02-05T20:28:51Z
Purchase Contract Date: 2025-02-09
Close Date: 2025-03-14
Close Price: 630000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: January - 19 - 2026

Information deemed reliable but not guaranteed.