Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1438 BLUES CREEK Drive, Jacksonville, FL 32221 (MLS# 2158387)

1438 BLUES CREEK Drive, Jacksonville, FL 32221

$299,900

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,156 Lot Size (sq. ft.): 8,712 Status: Pending

Current Price: $299,900 List Date: 8/03/2026 Last Modified: 10/30/2026

Overview

Description

Now available in Crystal Creek! Great West side location with easy commute to Cecil Commerce Center, JIA, and downtown Jax! Home features NEW ROOF, NEW Sherwin Williams neutral colors throughout, NEW 2026 HVAC, and NEW 2026 Water Heater. Additional features include vinyl plank and tile throughout - no carpet! Large living spaces with an open kitchen including breakfast bar, huge owner's suite with large walk-in closet, and screened lanai offers great privacy for outdoor dining and entertainment. Schedule your showing today! BUYER INCENTIVE - Seller offering up to $12,000 toward buyer closing costs, prepaid expenses, and/or interest rate buy-down when using Seller's preferred lender. Incentive subject to lender approval, loan program restrictions, and terms outlined in the executed contract.

Listing Details MLS# 2158387

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2156
Living Area Source: Public Records
Year Built: 2003
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.2
Association YN: Yes
Association Fee: 275
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-295, W Normandy, Right Hammond, Left Crystal Springs, Left into Crystal Creek, Left Summit Oaks, Right on Blues Creek.
Public Remarks: Now available in Crystal Creek! Great West side location with easy commute to Cecil Commerce Center, JIA, and downtown Jax! Home features NEW ROOF, NEW Sherwin Williams neutral colors throughout, NEW 2026 HVAC, and NEW 2026 Water Heater. Additional features include vinyl plank and tile throughout - no carpet! Large living spaces with an open kitchen including breakfast bar, huge owner's suite with large walk-in closet, and screened lanai offers great privacy for outdoor dining and entertainment. Schedule your showing today! BUYER INCENTIVE - Seller offering up to $12,000 toward buyer closing costs, prepaid expenses, and/or interest rate buy-down when using Seller's preferred lender. Incentive subject to lender approval, loan program restrictions, and terms outlined in the executed contract.
List Price/SqFt: 139.1

Property Features

Architectural Style: Contemporary; Traditional Levels: One Appliances: Dishwasher; Disposal; Electric Oven; Microwave Interior Features: Breakfast Bar; Breakfast Nook; Pantry; Primary Bathroom - Tub with Shower; Walk-In Closet(s) Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Patio And Porch Features: Patio; Screened Parking Features: Attached; Garage Lot Features: Cul-De-Sac Current Use: Residential; Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-08-02

Location Tax and Legal

Street Number: 1438
Street Name: BLUES CREEK
Street Suffix: Drive
County: Duval
State: FL
Postal Code: 32221
MLS Area Major: 062-Crystal Springs/Country Creek Area
Subdivision Name: Crystal Creek

Status Change Information

Major Change Timestamp: 2026-10-30T11:17:53Z
Major Change Type: Status Change
Price Change Timestamp: 2026-10-21T16:02:38Z
Purchase Contract Date: 2026-10-30

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: RE/MAX SPECIALISTS

Last Updated: October - 30 - 2026

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Let’s Connect

Contact Detail

Newsletter

Subscribe to Zelda’s Market Updates & Newsletter

By submitting this form, you are consenting to receive marketing emails from: Go Zelda. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

Compare listings

Compare