Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1425 CANOPY OAKS Drive, Orange Park, FL 32065 (MLS# 942325)

1425 CANOPY OAKS Drive, Orange Park, FL 32065

$219,900

Virtual Tour

http://listingedge.gofullframe.com/ut/1425_Canopy_Oaks_Drive.html

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,396 Status: Closed

Current Price: $219,900 List Date: 12/17/2018 Last Modified: 3/11/2026

Overview

Description

Price Improvement!! Welcome home! Nestled in one of the most desirable neighborhoods in 🍊 Orange Park, backed up to an amazing lake💧stocked with fish 🐟 , and boasts of four HUGE 🙌🏼 bedrooms and spacious bathrooms!! Let's not forget the spectacular split floor plan and tall ceilings that give this home the feeling of having your very own mansion (without the 7-figure price tag!) Make sure you check out our Virtual Reality Showing (VR Home Tour) and fall in love 💕 with this house

Listing Details MLS# 942325

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2396
Living Area Source: Public Records
Year Built: 2004
Association YN: Yes
Association Fee: 61.5
Association Fee Frequency: Annually
Association Name: Oakleaf Plantation W
Association Phone: 904-225-9070
CDD Fee YN: Yes
CDD Fee Amount: 1596.66
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: 2
Directions: 295 to Blanding Blvd. Go RT on Argyle Forest Drive. Go LFT on Oakleaf Plantation, LFT on Canopy Oaks Dr...home will be on the RT.
Public Remarks: Price Improvement!! Welcome home! Nestled in one of the most desirable neighborhoods in 🍊 Orange Park, backed up to an amazing lake💧stocked with fish 🐟 , and boasts of four HUGE 🙌🏼 bedrooms and spacious bathrooms!! Let's not forget the spectacular split floor plan and tall ceilings that give this home the feeling of having your very own mansion (without the 7-figure price tag!) Make sure you check out our Virtual Reality Showing (VR Home Tour) and fall in love 💕 with this house
List Price/SqFt: 91.78
Sold Price/SqFt: 91.78

Property Features

Approx Parcel Size: Less than .25 Acre; .25 to .5 Acre Architectural Style: Traditional Accessibility Features: Accessible Common Area Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; Pantry; Primary Bathroom - Tub with Shower; Primary Downstairs; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Vinyl Utilities: Cable Available; Other Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Green Energy Efficient: Appliances; Windows Security Features: Smoke Detector(s) Construction Materials: Brick; Frame Patio And Porch Features: Patio Pool Features: None Spa Features: Private Roof: Shingle; Other Lot Features: Sprinklers In Front; Sprinklers In Rear; Other Waterfront Features: Lake Front; Pond Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Community Pool; Fitness Center; Jogging Path; Playground; Spa/Hot Tub; Tennis Court(s) Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2018-06-16

Location Tax and Legal

Street Number: 1425
Street Name: CANOPY OAKS
Street Suffix: Drive
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Oakleaf Plantation

Status Change Information

Major Change Timestamp: 2023-11-14T08:50:31Z
Major Change Type: Price Reduced
Price Change Timestamp: 2019-01-16T22:59:20Z
Purchase Contract Date: 2019-01-31
Close Date: 2019-03-15
Close Price: 219900

Fireplace Features

Fireplaces Total: Yes

More Information

Historical Information

Public Historical Remarks 1: Mandatory Fees: Y, Dining-Kitchen/Family Combo: Y, Self Cleaning Oven: Y, Water Access: Y, Kitchen-Solid Surface Countertops: Y, Fireplace-Living Room: Y, Marble Fireplace: Y, Suburban Lot Location: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Covenants/Restrictions: Y, Energy Features-Forced Air: Y, Dining-Living/Dining Combo: Y, Bath-Garden Bath: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y, Fireplace Mantle: Y, Structure Slab: Y, 1031 Exchange Possible Financing: Y

Room Information

Room Name	Level	Length	Width	Remarks
Family Room
Great Room
Bonus Room
Utility Room
Kitchen	First	17.33	14.41	Area: 220 sq. ft
Living Room	First	18.16	19.00	Area: 330 sq. ft
Bedroom 1	Second	17.58	18.58	Area: 222 sq. ft
Bedroom 2	First	11.25	11.91	Area: 134 sq. ft
Bedroom 3	First	11.25	11.00	Area: 124 sq. ft
Dining Room	First	11.58	12.08	Area: 139 sq. ft, Separate Dining Room

Documents

Seller's Disclosure ›

Listing Office: KELLER WILLIAMS FIRST COAST REALTY

Last Updated: March - 11 - 2026

Information deemed reliable but not guaranteed.