Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

14210 TACK ROOM Road, Jacksonville, FL 32234 (MLS# 2171268)

14210 TACK ROOM Road, Jacksonville, FL 32234

$399,900

BridleCreek_AmenityRendering_SiteMap_WEB

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,499 Status: Active

Current Price: $399,900 List Date: 10/28/2026 Last Modified: 11/03/2026

Overview

Description

This is a to-be-built home. Construction will begin upon contract. The Carol is a spacious and thoughtfully designed two-story home offering approximately 2,499 square feet of flexible living space with five bedrooms, three full bathrooms, and a two-car garage, making it an excellent choice for growing or multi-generational households. As you enter the home, you are welcomed by a bright front den that works beautifully as a home office, study, or quiet sitting area. The main living space opens into a generous gathering room that connects seamlessly to the dining nook and kitchen, creating an ideal layout for both daily life and entertaining. The room is full of natural sunlight with large windows and 9-foot ceilings throughout. The kitchen is designed as the center of the home, featuring a large island that provides plenty of room for meal preparation, casual dining, and gathering with family and guests.

Listing Details MLS# 2171268

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2499
Living Area Source: Plans
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 115
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 2389.96
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2027-01-27
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From I-295 take exit 19 for Normandy Blvd west for approximately 10.9 miles to community on the right at Racehorse Boulevard.
Public Remarks: This is a to-be-built home. Construction will begin upon contract. The Carol is a spacious and thoughtfully designed two-story home offering approximately 2,499 square feet of flexible living space with five bedrooms, three full bathrooms, and a two-car garage, making it an excellent choice for growing or multi-generational households. As you enter the home, you are welcomed by a bright front den that works beautifully as a home office, study, or quiet sitting area. The main living space opens into a generous gathering room that connects seamlessly to the dining nook and kitchen, creating an ideal layout for both daily life and entertaining. The room is full of natural sunlight with large windows and 9-foot ceilings throughout. The kitchen is designed as the center of the home, featuring a large island that provides plenty of room for meal preparation, casual dining, and gathering with family and guests.
List Price/SqFt: 160.02

Property Features

Levels: Two Property Condition: To Be Built Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Range; Microwave; Other Interior Features: Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Smart Home; Smart Thermostat; Walk-In Closet(s); Other Flooring: Carpet; Laminate Utilities: Electricity Available; Sewer Available; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Smart Home Features: Carbon Monoxide Detector; Lighting; Programmable Thermostat; Smoke Detector Construction Materials: Fiber Cement; Frame; Other Patio And Porch Features: Covered; Patio; Porch Roof: Shingle Parking Features: Attached; Garage View: Pond Current Use: Residential; Single Family Association Amenities: Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Pickleball; Playground Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-28

Location Tax and Legal

Street Number: 14210
Street Name: TACK ROOM
Street Suffix: Road
County: Duval
State: FL
Postal Code: 32234
MLS Area Major: 065-Panther Creek/Adams Lake/Duval County-SW
Subdivision Name: Bridle Creek

Status Change Information

Major Change Timestamp: 2026-10-28T18:31:35Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: D R HORTON REALTY INC

Last Updated: November - 03 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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