Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

140 SOUTHERN BRIDGE Boulevard 3, St. Johns, FL 32259 (MLS# 2137271)

140 SOUTHERN BRIDGE Boulevard 3, St. Johns, FL 32259

$289,000

Virtual Tour

https://my.matterport.com/show/?m=FU5LvWvvU7a&brand=0

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,664 Lot Size (sq. ft.): 2,178 Status: Closed

Current Price: $289,000 List Date: 3/29/2026 Last Modified: 5/05/2026

Overview

Description

Captivatingly beautifully remodeled 3-BR, 2.5-bath townhome conveniently located in the gated Southbridge community of Julington Creek Plantation. The main level offers an open living area, flex space for in-home office or formal D/R, a stunning kitchen with a 42'' soft-close cabinets, quartz counters, designer backsplash and a large eating area. A conveniently located half-bath adds practicability to the lower level. The second level features a large primary with en-suite & separate sitting area. Two additional bedrooms & a stylishly remodeled guest bathroom reflects the same attention to detail, blending comfort with modern finishes. The 1-car garage adds convenience & storage. The Southbridge Community delivers a low-maintenance lifestyle with HOA services that add value & peace of mind: lawn care, landscaping, pest control, common area upkeep, & re-roofing, Residents also enjoy full access to the Resort-style amenities of Julington Creek Plantation.

Listing Details MLS# 2137271

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1664
Living Area Source: Public Records
Year Built: 2002
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.05
Association YN: Yes
Association Fee: 685
Association Fee Frequency: Quarterly
Association Fee 2: 580
Association Fee 2 Frequency: Annually
Association Name: Southbridge HOA - May Management Services
CDD Fee YN: Yes
CDD Fee Amount: 848.7
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: From SR 13S turn left on Racetrack Rd. Turn right on Flora Branch turn left into Southbridge Community. After the gate go straight on Southern Bridge Blvd. 140-3 is located on the left.
Public Remarks: Captivatingly beautifully remodeled 3-BR, 2.5-bath townhome conveniently located in the gated Southbridge community of Julington Creek Plantation. The main level offers an open living area, flex space for in-home office or formal D/R, a stunning kitchen with a 42'' soft-close cabinets, quartz counters, designer backsplash and a large eating area. A conveniently located half-bath adds practicability to the lower level. The second level features a large primary with en-suite & separate sitting area. Two additional bedrooms & a stylishly remodeled guest bathroom reflects the same attention to detail, blending comfort with modern finishes. The 1-car garage adds convenience & storage. The Southbridge Community delivers a low-maintenance lifestyle with HOA services that add value & peace of mind: lawn care, landscaping, pest control, common area upkeep, & re-roofing, Residents also enjoy full access to the Resort-style amenities of Julington Creek Plantation.
List Price/SqFt: 173.68
Sold Price/SqFt: 173.68

Property Features

Levels: Two Property Condition: Updated/Remodeled Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; Electric Range; Microwave; Refrigerator Interior Features: Ceiling Fan(s); Eat-in Kitchen; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Laminate; Tile Laundry Features: Electric Dryer Hookup; Upper Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Security Features: Security Gate; Smoke Detector(s) Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Dead End Street Current Use: Residential Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan