Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

140 ELLSWORTH Circle, St. Johns, FL 32259 (MLS# 2171944)

140 ELLSWORTH Circle, St. Johns, FL 32259

New Listing

$575,000

Virtual Tour

https://www.zillow.com/view-imx/84d2f116-d524-48c5-acb8-290fea7fbd29?wl=true&setAttribution=mls&initialViewType=pano

Durbin Crossing South - Aerial Amenity C

Durbin Crossing South - Aerial Basketbal

Durbin Crossing South - Aerial Playgroun

Durbin Crossing South - Aerial Tennis Co

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,070 Lot Size (sq. ft.): 13,068 Status: Coming Soon

Current Price: $575,000 List Date: 11/02/2026 Last Modified: 11/02/2026

Overview

Description

Coming Soon listing, no showings. Welcome to this beautifully appointed home in Durbin Crossing, offering 2,070 square feet of thoughtfully designed living space, a private pool, and a serene preserve backdrop. Rich hardwood flooring extends throughout the main living areas, complemented by crown molding throughout and surround sound in the main living spaces. The open floor plan seamlessly connects the living room, dining area, and kitchen, where a generous center island, breakfast bar, abundant cabinetry, and stainless steel appliances create a well-appointed gathering space. The living room features custom built-in shelving and cabinetry, adding both character and functionality. The spacious primary suite is a retreat of its own, featuring elegant double tray ceilings, dual walk-in closets with built-in organization, and an ensuite bath with dual vanities, a soaking tub, and a separate shower. Two additional bedrooms feature newer carpeting, while blinds throughout the home provide ... (Read more)

Supplements: Florida Room, enclosed with both screening and glass, offers additional year-round enjoyment with views of the backyard and surrounding greenery. Outside, enjoy a private backyard complete with an in-ground pool, expansive pavered patio, and a large fenced yard backing directly to a wooded preserve, providing a peaceful sense of privacy. Residents ... (Read more)

Listing Details MLS# 2171944

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2070
Living Area Source: Public Records
Year Built: 2013
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.3
Association YN: Yes
Association Fee: 67
Association Fee Frequency: Annually
Association Name: Durbin Crossing
Association Phone: 9049405850
CDD Fee YN: Yes
CDD Fee Amount: 3570
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From FL-9B, take the St. Johns Pkwy exit. Turn slightly right onto St. Johns Pkwy. Turn left onto Longleaf Pine Pkwy, left onto Islesbrook Pkwy, and left onto Ellsworth Cir. Home will be on the left.
Public Remarks: Welcome to this beautifully appointed home in Durbin Crossing, offering 2,070 square feet of thoughtfully designed living space, a private pool, and a serene preserve backdrop. Rich hardwood flooring extends throughout the main living areas, complemented by crown molding throughout and surround sound in the main living spaces. The open floor plan seamlessly connects the living room, dining area, and kitchen, where a generous center island, breakfast bar, abundant cabinetry, and stainless steel appliances create a well-appointed gathering space. The living room features custom built-in shelving and cabinetry, adding both character and functionality. The spacious primary suite is a retreat of its own, featuring elegant double tray ceilings, dual walk-in closets with built-in organization, and an ensuite bath with dual vanities, a soaking tub, and a separate shower. Two additional bedrooms feature newer carpeting, while blinds throughout the home provide a finished touch. An extended
List Price/SqFt: 277.78

Property Features

Architectural Style: Craftsman Appliances: Dishwasher; Disposal; Electric Oven; Electric Range; Microwave Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; His and Hers Closets; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Electricity Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Entertainment Security Features: Security System Owned; Smoke Detector(s) Construction Materials: Frame; Stucco Patio And Porch Features: Covered; Front Porch; Patio; Screened Pool Features: In Ground Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener View: Pool; Protected Preserve; Trees/Woods Fencing: Back Yard; Cross Fenced; Fenced; Vinyl; Wrought Iron Current Use: Residential; Single Family Association Amenities: Barbecue; Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Maintenance Grounds; Park; Pickleball; Playground; Tennis Court(s) Community Features: Curbs; Sidewalks Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-11-02

Location Tax and Legal

Street Number: 140
Street Name: ELLSWORTH
Street Suffix: Circle
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Durbin Crossing

Status Change Information

Major Change Timestamp: 2026-11-02T18:08:14Z
Major Change Type: No Showings

Smart Home Features

Other: Surround Sound System

More Information

Listing Office: COLDWELL BANKER VANGUARD REALTY

Last Updated: November - 02 - 2026

Information deemed reliable but not guaranteed.