Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

14 SUGAR SAND Lane, St. Johns, FL 32259 (MLS# 2010527)

14 SUGAR SAND Lane, St. Johns, FL 32259

$870,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,895 Lot Size (sq. ft.): 13,504 Status: Closed

Current Price: $870,000 List Date: 2/23/2024 Last Modified: 4/17/2026

Overview

Description

A truly magnificent POOL HOME in JULINGTON LAKES! Built in 2018, this home's craftsman style features a paver driveway, plantation shutters, WOOD-LOOK TILE FLOORS (no carpet), barn doors, & 8-ft interior doors. The stunning kitchen has QUARTZ COUNTERTOPS, stainless appliances, 36-inch gas cooktop, & soft close cabinetry. The owner's suite features WOOD BEAMS in the tray ceiling, TWO WALK-IN CLOSETS, & a large tiled shower. The second & third bedrooms are joined by a JACK/JILL BATH w/ dedicated vanities. The primary office could easily be converted to a fourth bedroom while still keeping the secondary office located just off the kitchen. Outside, the HEATED SALTWATER POOL is surrounded by a travertine pool deck & is covered by an expanded view screen enclosure. Other features - FULL HOME GENERAC 22KW GENERATOR, extended two-car garage that is heated/cooled, water softener, central vacuum, motorized shades, & tankless hot water heater. No CDD Fees. Top St Johns County Schools nearby!

Listing Details MLS# 2010527

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2895
Living Area Source: Public Records
Year Built: 2018
Lot Size Acres: 0.31
Association YN: Yes
Association Fee: 550
Association Fee Frequency: Quarterly
Association Name: May Management
Association Phone: 904-940-1002
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From Longleaf Pine Pkwy, turn onto Julington Lakes Dr. Turn right onto Dock House Rd. Then turn onto Sugar Sand Ln. The home will be on the right.
Public Remarks: A truly magnificent POOL HOME in JULINGTON LAKES! Built in 2018, this home's craftsman style features a paver driveway, plantation shutters, WOOD-LOOK TILE FLOORS (no carpet), barn doors, & 8-ft interior doors. The stunning kitchen has QUARTZ COUNTERTOPS, stainless appliances, 36-inch gas cooktop, & soft close cabinetry. The owner's suite features WOOD BEAMS in the tray ceiling, TWO WALK-IN CLOSETS, & a large tiled shower. The second & third bedrooms are joined by a JACK/JILL BATH w/ dedicated vanities. The primary office could easily be converted to a fourth bedroom while still keeping the secondary office located just off the kitchen. Outside, the HEATED SALTWATER POOL is surrounded by a travertine pool deck & is covered by an expanded view screen enclosure. Other features - FULL HOME GENERAC 22KW GENERATOR, extended two-car garage that is heated/cooled, water softener, central vacuum, motorized shades, & tankless hot water heater. No CDD Fees. Top St Johns County Schools nearby!
List Price/SqFt: 300.17
Sold Price/SqFt: 300.52

Property Features

Architectural Style: Craftsman; Traditional Levels: One Appliances: Convection Oven; Dishwasher; Disposal; Dryer; Gas Cooktop; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Ceiling Fan(s); Central Vacuum; Eat-in Kitchen; Entrance Foyer; His and Hers Closets; Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Tile Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Split System Heating: Central Electric: Whole House Generator Water Source: Public Sewer: Public Sewer Smart Home Features: Shade Control Security Features: Gated with Guard Construction Materials: Fiber Cement; Stone Exterior Features: Fire Pit; Outdoor Kitchen Patio And Porch Features: Covered; Front Porch; Screened Pool Features: In Ground; Electric Heat; Heated; Salt Water; Screen Enclosure Roof: Shingle Parking Features: Garage; Garage Door Opener View: Trees/Woods Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Gated; Jogging Path; Pickleball; Playground; Security; Tennis Court(s) Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing; Inspection