Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1396 STILLWATER Boulevard, St. Johns, FL 32259 (MLS# 2122730)

1396 STILLWATER Boulevard, St. Johns, FL 32259

$517,500

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,112 Lot Size (sq. ft.): 6,098 Status: Closed

Current Price: $517,500 List Date: 12/29/2025 Last Modified: 3/03/2026

Overview

Description

This charming home is situated on a premium homesite in Stillwater, offering expansive water & golf course views. This sought-after ''Sierra'' plan features 4 bedrooms, a dedicated study, 2.5 baths, and over 2200 square feet of thoughtfully-designed living space. The gourmet kitchen showcases white shaker cabinetry with roll-out shelving, double ovens, a gas cooktop, a beverage center, quartz countertops & a decorative glass tile backsplash. Complete with a 9' island breakfast bar, this kitchen is ideal for cooking & hosting alike. Sliding doors lead out to a covered, screened lanai overlooking the golf course, offering sweeping water & preserve views. You'll find ample storage throughout as well as additional upgrades like 8' doors, decorative shiplap & wood paneling, upgraded lighting & mirrors, wood-look plank tile flooring throughout the main areas & coordinating LVP flooring in each bedroom.

Supplements: Outside, you'll find covered front and back porches, a 2-car garage with epoxy coating, Hardie siding, decorative stacked stone, and paver surfaces. Enjoy low-maintenance living at its finest, plus year-round access to resort-style amenities. Lawncare is covered & each homeowner receives a golf membership with green fees included at no additional ... (Read more)

Listing Details MLS# 2122730

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2280
Living Area Source: Public Records
Building Area Total: 3112
Year Built: 2023
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.14
Lot Size Dimensions: 120 x 50
Association YN: Yes
Association Fee: 710.72
Association Fee Frequency: Monthly
Association Name: Stillwater
Association Phone: 904-527-8564
CDD Fee YN: Yes
CDD Fee Amount: 3385.23
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Water Frontage Feet: 50
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: Yes
Direction Faces: Northwest
Directions: US 1 to Race Track Rd. Turn L onto CR 223 S. That becomes Veteran's Parkway. Turn L onto Stillwater Blvd. Home is on the right.
Public Remarks: This charming home is situated on a premium homesite in Stillwater, offering expansive water & golf course views. This sought-after ''Sierra'' plan features 4 bedrooms, a dedicated study, 2.5 baths, and over 2200 square feet of thoughtfully-designed living space. The gourmet kitchen showcases white shaker cabinetry with roll-out shelving, double ovens, a gas cooktop, a beverage center, quartz countertops & a decorative glass tile backsplash. Complete with a 9' island breakfast bar, this kitchen is ideal for cooking & hosting alike. Sliding doors lead out to a covered, screened lanai overlooking the golf course, offering sweeping water & preserve views. You'll find ample storage throughout as well as additional upgrades like 8' doors, decorative shiplap & wood paneling, upgraded lighting & mirrors, wood-look plank tile flooring throughout the main areas & coordinating LVP flooring in each bedroom.
List Price/SqFt: 228.07
Sold Price/SqFt: 226.97

Property Features

Architectural Style: Ranch Levels: One Appliances: Disposal; Double Oven; Dryer; Electric Oven; Gas Cooktop; Gas Water Heater; Microwave; Refrigerator; Washer; Water Softener Owned; Wine Cooler Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Walk-In Closet(s) Flooring: Tile; Vinyl Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Smart Home Features: Locks Security Features: Security Gate; Security System Owned; Smoke Detector(s) Construction Materials: Composition Siding; Stone Veneer Patio And Porch Features: Covered; Front Porch; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener View: Golf Course; Water Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Fitness Center; Gated; Golf Course; Management - Full Time; Management - Off Site; Pickleball; Tennis Court(s) Community Features: Gated; Restaurant Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing; Inspection Room Types: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Family Room; Kitchen; Office; Primary Bedroom; Other Room

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-12-29

Location Tax and Legal

Street Number: 1396
Street Name: STILLWATER
Street Suffix: Boulevard
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Stillwater

Status Change Information

Major Change Timestamp: 2026-03-03T20:54:54Z
Major Change Type: Status Change
Purchase Contract Date: 2026-01-31
Close Date: 2026-03-03
Close Price: 517500

DPR Eligible

DPR Eligible: No

More Information

Room Information

Room Name	Length	Width	Remarks
Kitchen	12.00	12.00
Dining Room	17.00	10.00
Family Room	17.00	20.00
Primary Bedroom	15.00	16.00
Bedroom 2	11.00	11.00
Bedroom 3	11.00	12.00
Bedroom 4	9.00	11.00
Office	12.00	12.00
Other	13.00	16.00	Lanai