Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

13912 ATLANTIC Boulevard, Jacksonville, FL 32225 (MLS# 2157730)

13912 ATLANTIC Boulevard, Jacksonville, FL 32225

$1,300,000

Virtual Tour

https://tours.904realestatephotography.com/SPbnL8sY?b=0

Townhome overlooks the boats, birds, fish, dolphins and manatees that frequent Harbortown Marina and the
Intracoastal Waterway

3 curved arches tiled in handmade decorative tiles in water, sky and earth hues

Italian Terracotta 12x12 tile; random-width, random-laid hand-hewn wood; high-quality

Custom wall system for TV and storage, Sony 65” TV and soundbar

Wood beams (Family and Dining Rooms, Kitchen, Primary Bedroom)

Sub-Zero 48-inch glass door refrigerator

Wolf 36-inch gas 6-burner range, gas oven, pot filler, vent hood exhaust with stainless liner

Shaw's Original English double-basin enamel farm sink

• Iron and rock crystal chandelier
• Woven wood straw window shades on remote, drapery side panels on iron rod
• Terracotta tile flooring framed by wood

Private courtyard finished with pavers and stacked stone accent walls; 2022 hot tub; remote-controlled awning;
custom coach light lanterns; stuccoed downspouts; 2 speakers; round stone table/ 4 chairs; irrigation system.

Paver driveway leading to 462 sq ft 2-car detached garage with walls of custom Moduline Modular Aluminum
Storage, epoxy floor, custom LED lighting, JVC Roku 43” TV, wifi smart garage door opener.

• Counter-to-ceiling tile wall above vanity
• Quartz countertops on grey shaker cabinetry
• Frameless plate glass shower wall and door
• Graphic wallpaper
• Matching floor and backsplash tile

Elevator: Walnut veneer panels line sides & ceiling, mirror - serves all floors

carpet runner with pad & iron runner rods on wood treads, distressed bannisters and newel
posts, remote Roman shades

Furniture-style vanity with bronze basin, rain forest brown granite countertop, floor-to-ceiling tile backsplash,
wall sconces, chandelier, circular mirror

Second floor has summer kitchen (convenient to kitchen and main living area) - Wolf gas grill with
stainless hood vent and remote blower, sink, Sub-Zero refrigerator, limestone countertop, Santa Barbara
tile design wall, 2 KEF outdoor speakers, Jerusalem stone table/4 chairs and ceiling fan

50' boat slip next to townhome available for purchase separately

Blackout motorized curtains, private balcony, wood beams in the ceiling, 2 custom closets with interior
cabinetry, concealed Samsung 55” TV behind retractable painting, wood cabinet with Yamaha AV Receiver and
surround sound speakers + subwoofer

Jacuzzi Bella Vista whirlpool tub surrounded by slab stone deck, Kohler digital multi-head shower with stone/
marble walls, shampoo niche and ceiling and plate glass shower door and window, water closet with Toto clean
system soft-close toilet, custom cabinetry vanities, flat-panel mirrored television monitor in one of the two 40 x
50-inch framed mirrors, natural raffia wall coverings, polished nickel English towel warmer, full-length wall
mirror

Bar with upper and lower cabinets, granite countertop, sink, refrigerator

Floor-to-ceiling wood bookcase/cabinets built into one wall, wood credenza built on opposite wall, remote
woven wood shade + decorative drapery panels, leatherette wall covering

Sconces on side walls, upholstered suede theatre walls with acoustical backing, remote drapery for the TV wall,
Sharp 85” TV, Yamaha AV Receiver with surround sound speakers + subwoofer; bar with upper and lower
cabinets, granite countertop, sink, Wolf microwave drawer, refrigerator, 2 reclining theatre chairs and one theatre
cuddle seat

Slate shower walls and floor and main bathroom floor, frameless glass shower wall with door, square glass sink
on granite-topped vanity, sconces, mirror

Fourth floor part-covered, part-open balcony, stacked stone gas linear fireplace, ceiling fan, 2 KEF
outdoor speakers

Spectacular views of the marina and Intracoastal

Walking path between townhome and marina

Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 3,092 Lot Size (sq. ft.): 2,178 Status: Active

Current Price: $1,300,000 List Date: 7/30/2026 Last Modified: 11/03/2026

Overview

Description

Experience exceptional waterfront living in this 3,092-square-foot townhome overlooking Harbortown Marina and the Intracoastal Waterway. Centrally located just minutes from restaurants, shopping, medical and the beach. Additionally, the residence overlooks a 50-foot boat slip that may be purchased separately, allowing you to see your boat from every level of your home. This 3-bedroom, 3.5-bath home features a private elevator, balconies on every floor, wood-beamed ceilings, remote-controlled window coverings and awning, custom closets, a gas fireplace and an outdoor hot tub. The chef's kitchen offers a 48-inch Sub-Zero glass-door refrigerator, Bosch dishwasher, Wolf six-burner gas range with pot filler, Wolf microwave drawer, Shaw's double-basin farmhouse sink and custom cabinetry. Additional highlights include a summer kitchen with Wolf grill and Sub-Zero refrigerator, plus a two-car garage with epoxy flooring, built-in cabinets and ample storage. Absolutely gorgeous throughout!

Listing Details MLS# 2157730

General Property Information

Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3092
Living Area Source: Public Records
Year Built: 2006
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.05
Association YN: Yes
Association Fee: 1100
Association Fee Frequency: Quarterly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: Yes
Stories: 4
Entry Level: 2
Senior Community YN: No
Directions: From Intersection of San Pablo Rd & Atlantic Blvd-Head East on Atlantic Blvd, take a right on Riverside Dr to Left on Atlantic Blvd Access Rd to Right into Watersedge at Harbortown-Home on the left.
Public Remarks: Experience exceptional waterfront living in this 3,092-square-foot townhome overlooking Harbortown Marina and the Intracoastal Waterway. Centrally located just minutes from restaurants, shopping, medical and the beach. Additionally, the residence overlooks a 50-foot boat slip that may be purchased separately, allowing you to see your boat from every level of your home. This 3-bedroom, 3.5-bath home features a private elevator, balconies on every floor, wood-beamed ceilings, remote-controlled window coverings and awning, custom closets, a gas fireplace and an outdoor hot tub. The chef's kitchen offers a 48-inch Sub-Zero glass-door refrigerator, Bosch dishwasher, Wolf six-burner gas range with pot filler, Wolf microwave drawer, Shaw's double-basin farmhouse sink and custom cabinetry. Additional highlights include a summer kitchen with Wolf grill and Sub-Zero refrigerator, plus a two-car garage with epoxy flooring, built-in cabinets and ample storage. Absolutely gorgeous throughout!
List Price/SqFt: 420.44

Property Features

Levels: Three Or More Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Freezer; Gas Oven; Gas Range; Microwave; Refrigerator; Washer Fireplace Features: Gas Interior Features: Ceiling Fan(s); Elevator; His and Hers Closets; Jack and Jill Bath; Open Floorplan; Primary Bathroom -Tub with Separate Shower; Split Bedrooms Flooring: Tile; Wood Laundry Features: In Unit Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected; Propane Cooling: Central Air; Split System Heating: Central; Electric Water Source: Public Sewer: Public Sewer Smart Home Features: Bulbs; Lighting; Programmable Thermostat; Shade Control Security Features: Security Gate; Smoke Detector(s) Exterior Features: Balcony; Boat Slip; Courtyard; Outdoor Kitchen Patio And Porch Features: Awning(s); Covered; Deck; Terrace Spa Features: Above Ground; Heated; Private Roof: Tile Parking Features: Detached; Garage; Garage Door Opener; On Street View: Intracoastal; Marina; Water Water Body Access Type: Association; Navigable; Owned Waterfront Features: Intracoastal; Navigable Water; Ocean Access Current Use: Multi-Family; Residential Association Amenities: Boat Slip; Marina Association Fee Includes: Maintenance Grounds; Pest Control; Other Road Surface Type: Asphalt; Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional