Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

139 SADDLEBUNCH Court, St. Johns, FL 32259 (MLS# 2133853)

139 SADDLEBUNCH Court, St. Johns, FL 32259

$650,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,036 Status: Closed

Current Price: $650,000 List Date: 3/08/2026 Last Modified: 9/28/2026

Overview

Description

Lot 65 - Welcome to the Rowan, thoughtfully designed with a charming Coastal Elevation that captures timeless curb appeal and relaxed Florida living. A welcoming foyer opens to a bright, spacious Great Room that flows seamlessly into the dining area and island kitchen--ideal for entertaining and everyday comfort. A 12' multi-sliding glass door extends living space to a generous covered lanai for effortless indoor-outdoor enjoyment. A private Study replaces the flex room, perfect for a home office or retreat. Upstairs, a large loft separates three secondary bedrooms from the serene owner's suite with a walk-in closet. A 2-car tandem garage adds extra storage. Located in RiverTown along the St. Johns River, residents enjoy resort-style amenities, parks, lakes, preserves, and miles of scenic trails.

Listing Details MLS# 2133853

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 3036
Living Area Source: Plans
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 53
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 4373
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-09-08
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From I-95, Exit 329 for CR 210 toward Green Cove Springs, West onto CR 210, continue straight onto Greenbriar Rd, turn left on Longleaf Pine Pkwy, RiverTown Welcome Center is on the right.
Public Remarks: Lot 65 - Welcome to the Rowan, thoughtfully designed with a charming Coastal Elevation that captures timeless curb appeal and relaxed Florida living. A welcoming foyer opens to a bright, spacious Great Room that flows seamlessly into the dining area and island kitchen--ideal for entertaining and everyday comfort. A 12' multi-sliding glass door extends living space to a generous covered lanai for effortless indoor-outdoor enjoyment. A private Study replaces the flex room, perfect for a home office or retreat. Upstairs, a large loft separates three secondary bedrooms from the serene owner's suite with a walk-in closet. A 2-car tandem garage adds extra storage. Located in RiverTown along the St. Johns River, residents enjoy resort-style amenities, parks, lakes, preserves, and miles of scenic trails.
List Price/SqFt: 229.25
Sold Price/SqFt: 214.1

Property Features

Appliances: Dishwasher; Disposal; Double Oven; Dryer; Freezer; Gas Range; Ice Maker; Microwave; Plumbed For Ice Maker; Refrigerator; Tankless Water Heater; Washer Interior Features: Breakfast Bar; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Carbon Monoxide Detector; Programmable Thermostat; Smoke Detector Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Trees/Woods; Other Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Community Features: Restaurant; Sidewalks Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan; Other

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-03-08

Location Tax and Legal

Street Number: 139
Street Name: SADDLEBUNCH
Street Suffix: Court
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown Cove

Status Change Information

Major Change Timestamp: 2026-09-28T13:36:16Z
Major Change Type: Status Change
Purchase Contract Date: 2026-03-28
Close Date: 2026-09-22
Close Price: 650000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: MATTAMY REAL ESTATE SERVICES

Last Updated: September - 28 - 2026

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Let’s Connect

Contact Detail

Newsletter

Subscribe to Zelda’s Market Updates & Newsletter

By submitting this form, you are consenting to receive marketing emails from: Go Zelda. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

Compare listings

Compare