Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1380 OTTAWA Avenue, Jacksonville, FL 32210 (MLS# 2164462)

1380 OTTAWA Avenue, Jacksonville, FL 32210

$307,500

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,736 Status: Active

Current Price: $307,500 List Date: 9/11/2026 Last Modified: 10/27/2026

Overview

Description

Motivated Seller! Welcome to 1380 Ottawa Avenue! Built in 2022, this beautiful 4-bedroom, 2-bathroom home offers 1,739 sq. ft. of modern living. The open-concept layout features LVP flooring, a spacious kitchen with a large island, granite countertops, soft-close Shaker cabinets, and stainless-steel appliances. The owner's suite includes a walk-in closet and dual vanity, while three additional bedrooms provide flexibility for family, guests, or a home office. Enjoy the backyard with a wooden deck and irrigation system. Conveniently located approximately 9.2 miles from NAS Jax, 9.9 miles from Downtown Jacksonville, and 19 miles from Jacksonville International Airport. NO HOA and NO CDD! Don't miss this opportunity to own a newer, move-in-ready home in a convenient Jacksonville location. Schedule your showing today!

Listing Details MLS# 2164462

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1736
Living Area Source: Public Records
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: I-10 West toward Lake City. Take I-295 South toward Orange Park, then take the exit for Normandy Blvd. Turn right onto Normandy Blvd., then right onto Memorial Park Road. Continue to Old Middleburg Road and turn right, then turn left onto Sallie Avenue. Finally, turn left onto Ottawa Avenue. 1380 Ottawa Avenue will be on your right.
Public Remarks: Motivated Seller! Welcome to 1380 Ottawa Avenue! Built in 2022, this beautiful 4-bedroom, 2-bathroom home offers 1,739 sq. ft. of modern living. The open-concept layout features LVP flooring, a spacious kitchen with a large island, granite countertops, soft-close Shaker cabinets, and stainless-steel appliances. The owner's suite includes a walk-in closet and dual vanity, while three additional bedrooms provide flexibility for family, guests, or a home office. Enjoy the backyard with a wooden deck and irrigation system. Conveniently located approximately 9.2 miles from NAS Jax, 9.9 miles from Downtown Jacksonville, and 19 miles from Jacksonville International Airport. NO HOA and NO CDD! Don't miss this opportunity to own a newer, move-in-ready home in a convenient Jacksonville location. Schedule your showing today!
List Price/SqFt: 177.13

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Ice Maker; Refrigerator Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Septic Tank Parking Features: Garage; Garage Door Opener Current Use: Residential; Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-09-09

Location Tax and Legal

Street Number: 1380
Street Name: OTTAWA
Street Suffix: Avenue
County: Duval
State: FL
Postal Code: 32210
MLS Area Major: 053-Hyde Grove Area
Subdivision Name: Lackawanna Townsite

Status Change Information

Major Change Timestamp: 2026-10-27T01:53:11Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-27T01:53:11Z

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: ZEE LUXE REALTY INC

Last Updated: October - 27 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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