Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

138 SERVIA Drive, St. Johns, FL 32259 (MLS# 2111967)

138 SERVIA Drive, St. Johns, FL 32259

$290,000

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,442 Lot Size (sq. ft.): 2,178 Status: Closed

Current Price: $290,000 List Date: 10/04/2025 Last Modified: 12/08/2025

Overview

Description

Lakefront unit in The Palisades at Durbin — with a fully fenced yard, a rare find for a townhome loaded with upgrades! This beautifully upgraded 2-bedroom, 2.5-bath townhome offers the perfect blend of comfort, style, and convenience. The open main level features tile flooring throughout, custom accent walls, and abundant natural light. The kitchen stands out with quartz countertops, stainless steel appliances, and a large island ideal for entertaining. Upstairs, there's no carpet—just beautiful flooring, two spacious bedrooms each with private baths, and a large laundry room with washer and dryer included. Step outside to a screened patio overlooking the lake and a rare, generously sized fully fenced yard — perfect for relaxing, entertaining, barbecuing, or letting pets play freely while you enjoy the Florida weather.

Supplements: Located in the sought-after Durbin Crossing community, residents enjoy resort-style living with access to two clubhouses, sparkling pools, fitness centers, tennis and basketball courts, playgrounds, and miles of scenic walking and biking trails. The neighborhood is surrounded by nature preserves yet conveniently close to Durbin Park, offering endle ... (Read more)

Listing Details MLS# 2111967

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1442
Living Area Source: Public Records
Year Built: 2017
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.05
Lot Size Dimensions: .05
Association YN: Yes
Association Fee: 117
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1339
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Water Frontage Feet: 18
Stories: 2
Entry Level: Yes
Senior Community YN: No
Direction Faces: East
Directions: North entry at the Palisades on Servia Dr to #138
Public Remarks: Lakefront unit in The Palisades at Durbin — with a fully fenced yard, a rare find for a townhome loaded with upgrades! This beautifully upgraded 2-bedroom, 2.5-bath townhome offers the perfect blend of comfort, style, and convenience. The open main level features tile flooring throughout, custom accent walls, and abundant natural light. The kitchen stands out with quartz countertops, stainless steel appliances, and a large island ideal for entertaining. Upstairs, there's no carpet—just beautiful flooring, two spacious bedrooms each with private baths, and a large laundry room with washer and dryer included. Step outside to a screened patio overlooking the lake and a rare, generously sized fully fenced yard — perfect for relaxing, entertaining, barbecuing, or letting pets play freely while you enjoy the Florida weather.
List Price/SqFt: 200.42
Sold Price/SqFt: 201.11

Property Features

Levels: Two Appliances: Dishwasher; Disposal; Dryer; Electric Range; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Pantry; Split Bedrooms Flooring: Carpet; Laminate; Wood Laundry Features: In Unit; Upper Level Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric Water Source: Public Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Patio; Rear Porch; Screened Roof: Shingle Parking Features: Additional Parking; Attached; Garage Door Opener; Guest View: Lake; Pond; Water Waterfront Features: Lake Front; Pond Fencing: Fenced; Full; Wrought Iron Current Use: Residential; Single Family Association Amenities: Barbecue; Clubhouse; Community Pool; Fitness Center; Park; Playground Association Fee Includes: Maintenance Grounds; Maintenance Structure Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; USDA Loan; VA Loan