Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

13657 SW Gingerline Drive, Port St. Lucie, FL 34987 (MLS# 1092297)

13657 SW Gingerline Drive, Port St. Lucie, FL 34987

New Listing

$449,900

Virtual Tour

https://www.zillow.com/view-imx/beaacd3a-1d41-4d5e-8497-4821950db88c?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Virtual Tour

https://www.virtualtourcafe.com/mls/10013445

Bright Sage Stucco Entryway with Lush La

Modern Home Exterior with Lush Landscapi

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,939 Lot Size (sq. ft.): 7,536 Status: Active

Current Price: $449,900 List Date: 11/14/2026 Last Modified: 11/14/2026

Overview

Description

ORIGINAL OWNER PALMARY MODEL WITH PRIVATE PRESERVE VIEWS! Discover this beautifully maintained 2022-built Pulte home in Del Webb at Tradition, a premier 55+ active adult community! Situated on a desirable 52' homesite, this 1,939 SF residence offers 2 bedrooms, 2 baths, a versatile flex/den and 2-car garage. The bright, open-concept design features wood-look tile flooring and a stunning kitchen with an expansive 10'+ quartz island, 42" soft-close cabinetry, stainless Whirlpool appliances, natural gas range and walk-in pantry. The spacious primary suite boasts dual vanities, an oversized walk-in shower with grab bars and a walk-in closet. Enjoy peaceful preserve views from the screened lanai, prewired for a TV to create a second entertaining space! The generous 60'-wide, fully fenced backyard offers privacy with no immediate rear neighbors. Additional features include impact windows, tankless water heater, epoxy garage floor and included washer/dryer. RESORT-STYLE LIVING! Enjoy a pool

Supplements: and spa, fitness center, pickleball, tennis, bocce, passive lake trail, dog park and clubhouse with social hall, lounge, catering kitchen and cards/crafts room. A full-time lifestyle director coordinates activities and events. HOA dues include landscaping, irrigation, cable, internet, landline and alarm services! Convenient to Tradition's shopping, ... (Read more)

Listing Details MLS# 1092297

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1939
Living Area Source: Appraiser
Year Built: 2022
Lot Size Acres: 0.173
Association YN: Yes
Association Fee: 1036.88
Association Fee Frequency: Quarterly
Association Name: Del Webb
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: Yes
Direction Faces: Northeast
List Price/SqFt: 232.03
Lot Size Square Feet: 7536
Property Use: 0100 / SINGLE FAMILY
Community Fee(s) YN: No

Property Features

Architectural Style: Traditional Levels: One Rental Restrictions: 1 Year Appliances: Electric Water Heater; ENERGY STAR Qualified Dishwasher; ENERGY STAR Qualified Dryer; ENERGY STAR Qualified Washer; Gas Range; Gas Water Heater; Refrigerator Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Kitchen Island; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: In Unit; Sink Utilities: Cable Connected; Electricity Connected; Natural Gas Available; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Security Features: Security Gate; Smoke Detector(s) Construction Materials: Block; Concrete; Stucco Patio And Porch Features: Patio; Screened Spa Features: Community Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Other Fencing: Fenced Current Use: Residential; Single Family Association Amenities: Cable TV; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Management - On Site; Pickleball; Security; Tennis Court(s) Association Fee Includes: Cable TV; Internet; Maintenance Grounds; Pest Control; Security; Other Community Features: Curbs; Gated; Sidewalks; Street Lights; Suburban Road Frontage Type: City Street Road Surface Type: Paved Possession: Close Of Escrow; Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2026-11-14
Comp Sale YN: No

Location Tax and Legal

Street Number: 13657
Street Direction Prefix: SW
Street Name: Gingerline
Street Suffix: Drive
County: St. Lucie
State: FL
Postal Code: 34987
MLS Area Major: 906 - St Lucie County
Subdivision Name: None

Status Change Information

Major Change Timestamp: 2026-11-14T22:10:50Z
Major Change Type: New Listing

Room Types

Bedroom 2 Level: Main
Dining Room Level: Main
Kitchen Level: Main
Living Room Level: Main
Primary Bedroom Level: Main
Other Room Level: Main

More Information

Location, Tax, and Legal

Tax Account: 9999999
General County Location: Out of Brevard

Legal Details

Permission Granted to Advertise: No

Pets Allowed

Yes: Yes

Special Listing Conditions

Standard: Yes

Showing Requirements

Appointment Only: Yes
Lockbox: Yes
Showing Service: Yes

Room Information

Room Name	Level	Length	Width	Remarks
Living Room	Main	14.00	16.00
Dining Room	Main	11.00	9.00
Kitchen	Main	10.00	17.00
Primary Bedroom	Main	16.00	14.00
Bedroom 2	Main	12.00	10.00
Other	Main	12.00	10.00	Den/Office/library
Other	Main	24.00	18.00	Patio screened

Listing Office: Atlantic Key Realty group

Last Updated: November - 14 - 2026

Information deemed reliable but not guaranteed.