Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1364 STILLWATER Boulevard, St. Johns, FL 32259 (MLS# 2134416)

1364 STILLWATER Boulevard, St. Johns, FL 32259

$493,900

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,126 Lot Size (sq. ft.): 6,098 Status: Closed

Current Price: $493,900 List Date: 3/11/2026 Last Modified: 5/19/2026

Overview

Description

Like new & lots of upgrades! This gorgeous 3 bedroom home, a golfer's dream, also has a flex room that could be a study, home gym or a 4th bedroom. The Charles model is one of the larger homes in the gated Stillwater community, providing a more expansive entertaining area from the kitchen to the dining area to the living room. The stunning chef's kitchen features stainless appliances including a gas range, double oven and quartz counters with enlarged island. The bright open floor plan includes beautiful details like wainscoting and leads to an extended screened back patio living/dining area (over 450 sq ft!). Here you can relax & enjoy the stunning water to golf course views from your covered, screened lanai, or sit by the fire-pit in the open air side of the screened patio. The world-class amenities in the over-55's Stillwater development include pickleball, tennis, driving range with TopTracer technology, pool, bar & lounge, golf pro shop, fitness center and bocce ball.

Listing Details MLS# 2134416

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2126
Living Area Source: Public Records
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.14
Association YN: Yes
Association Fee: 710
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 3057.19
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Senior Community YN: Yes
Directions: From I-95 take Exit 329, head west on County Road 210, about 4 miles, turn right onto Stillwater Blvd.
Public Remarks: Like new & lots of upgrades! This gorgeous 3 bedroom home, a golfer's dream, also has a flex room that could be a study, home gym or a 4th bedroom. The Charles model is one of the larger homes in the gated Stillwater community, providing a more expansive entertaining area from the kitchen to the dining area to the living room. The stunning chef's kitchen features stainless appliances including a gas range, double oven and quartz counters with enlarged island. The bright open floor plan includes beautiful details like wainscoting and leads to an extended screened back patio living/dining area (over 450 sq ft!). Here you can relax & enjoy the stunning water to golf course views from your covered, screened lanai, or sit by the fire-pit in the open air side of the screened patio. The world-class amenities in the over-55's Stillwater development include pickleball, tennis, driving range with TopTracer technology, pool, bar & lounge, golf pro shop, fitness center and bocce ball.
List Price/SqFt: 234.71
Sold Price/SqFt: 232.31

Property Features

Appliances: Double Oven; Dryer; Electric Oven; Gas Cooktop; Microwave; Refrigerator; Washer Interior Features: Open Floorplan Flooring: Tile Utilities: Cable Available; Electricity Available; Electricity Connected; Sewer Available; Sewer Connected; Water Available; Water Connected Cooling: Central Air Heating: Central Water Source: Public Security Features: Security Gate Construction Materials: Fiber Cement Patio And Porch Features: Patio; Porch; Screened Roof: Shingle Parking Features: Attached; Garage View: Golf Course; Lake; Trees/Woods Waterfront Features: Lake Front Current Use: Residential Association Amenities: Clubhouse; Community Pool; Fitness Center; Gated; Golf Course; Maintenance Grounds; Pickleball; Tennis Court(s) Association Fee Includes: Maintenance Grounds Road Frontage Type: Private Road Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-03-11

Location Tax and Legal

Street Number: 1364
Street Name: STILLWATER
Street Suffix: Boulevard
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Stillwater

Status Change Information

Major Change Timestamp: 2026-05-19T21:11:30Z
Major Change Type: Status Change
Price Change Timestamp: 2026-04-09T17:21:26Z
Purchase Contract Date: 2026-04-17
Close Date: 2026-05-15
Close Price: 493900

DPR Eligible

DPR Eligible: No

More Information

Documents

Seller's disclosure ›

CDD disclosure ›

HOA disclosure ›

Listing Office: SELECT REALTY LLC

Last Updated: May - 19 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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