Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

13603 LYLE Road, Jacksonville, FL 32218 (MLS# 2158402)

13603 LYLE Road, Jacksonville, FL 32218

$204,900

Property Type: Residential Bedrooms: 3 Baths: 1 Square Footage: 850 Lot Size (sq. ft.): 17,424 Status: Active

Current Price: $204,900 List Date: 8/03/2026 Last Modified: 11/04/2026

Overview

Description

Move in ready home that has just under a half acre with the lot extending to the next street over! Fully Remodeled home in 2023 with new kitchen that has quartz countertops, full re wire of electrical, stainless steal appliances, septic and drain field, roof, well equipment, and water heater. This home ensures worry-free living for years to come. also features a large shed with carports on both sides for hobbies or wood working. please ask for our rentals numbers for investors. No hoa

Listing Details MLS# 2158402

General Property Information

Bedrooms Total: 3
Bathrooms Full: Yes
Bathrooms Total: Yes
Living Area: 850
Living Area Source: Public Records
Year Built: 1960
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.4
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: N Main St turn on Eubanks St East Turn right on Lyle Road house is at end on left.
Public Remarks: Move in ready home that has just under a half acre with the lot extending to the next street over! Fully Remodeled home in 2023 with new kitchen that has quartz countertops, full re wire of electrical, stainless steal appliances, septic and drain field, roof, well equipment, and water heater. This home ensures worry-free living for years to come. also features a large shed with carports on both sides for hobbies or wood working. please ask for our rentals numbers for investors. No hoa
List Price/SqFt: 241.06

Property Features

Architectural Style: Cottage; Ranch Property Condition: Updated/Remodeled Rental Restrictions: No Minimum Appliances: Electric Oven; Electric Range; Electric Water Heater; Microwave; Refrigerator Interior Features: Ceiling Fan(s) Flooring: Laminate Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Available; Water Available; Water Connected Cooling: Central Air Heating: Central Water Source: Well Sewer: Septic Tank Construction Materials: Vinyl Siding Other Structures: Shed(s); Workshop Patio And Porch Features: Porch Roof: Shingle Parking Features: Additional Parking; Guest; Off Street Lot Features: Dead End Street; Few Trees Current Use: Residential; Single Family Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-08-01

Location Tax and Legal

Street Number: 13603
Street Name: LYLE
Street Suffix: Road
County: Duval
State: FL
Postal Code: 32218
MLS Area Major: 092-Oceanway/Pecan Park
Subdivision Name: Duval City

Status Change Information

Major Change Timestamp: 2026-11-04T14:46:41Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-11-04T14:46:40Z

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: DEKAY COASTAL PROPERTIES

Last Updated: November - 04 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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