Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1350 SUMMIT OAKS Drive W, Jacksonville, FL 32221 (MLS# 2166235)

1350 SUMMIT OAKS Drive W, Jacksonville, FL 32221

$425,000

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Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,442 Lot Size (sq. ft.): 7,841 Status: Active

Current Price: $425,000 List Date: 9/24/2026 Last Modified: 10/27/2026

Overview

Description

Check out this beautifully maintained, all-brick home offering a spacious layout designed for comfortable everyday living & entertaining. Inside, the open kitchen overlooks the living & dining areas and features granite countertops, stainless steel appliances, abundant cabinetry, crown molding, a pantry with custom wood shelving, and a convenient eat-in space. The inviting living area centers around a classic brick wood-burning fireplace, while plantation shutters throughout the home add timeless character. With 4 bedrooms, 3 full bathrooms, & multiple living spaces, the floor plan offers plenty of flexibility—including an additional sitting room that would make a wonderful home office or second living area. Two generously sized primary-style suites are a standout feature. The newer suite offers a walk-in closet & an impressive bath with a large walk-in shower, built-in bench, dual shower heads, and a double vanity

Supplements: with granite countertops. Another ensuite bedroom features a soaking tub, walk-in tiled shower, double vanity, and walk-in closet. A beautifully appointed hall bath offers a walk-in shower with a built-in bench. Step outside to enjoy a fully fenced backyard with vinyl fencing, a covered patio, hot tub, full irrigation, & attractive pavers surroundi ... (Read more)

Listing Details MLS# 2166235

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2442
Living Area Source: Public Records
Year Built: 2000
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.18
Association YN: Yes
Association Fee: 275
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: I-10 W to Hammon Blvd. Take exit 355. Merge onto Hammond Blvd. Right onto Crystal Springs Rd. Right onto Crystal Springs Rd. Left onto Summit Oaks Dr. Right onto Summit Oaks Dr W. Home will be on the right.
Public Remarks: Check out this beautifully maintained, all-brick home offering a spacious layout designed for comfortable everyday living & entertaining. Inside, the open kitchen overlooks the living & dining areas and features granite countertops, stainless steel appliances, abundant cabinetry, crown molding, a pantry with custom wood shelving, and a convenient eat-in space. The inviting living area centers around a classic brick wood-burning fireplace, while plantation shutters throughout the home add timeless character. With 4 bedrooms, 3 full bathrooms, & multiple living spaces, the floor plan offers plenty of flexibility—including an additional sitting room that would make a wonderful home office or second living area. Two generously sized primary-style suites are a standout feature. The newer suite offers a walk-in closet & an impressive bath with a large walk-in shower, built-in bench, dual shower heads, and a double vanity
List Price/SqFt: 174.04

Property Features

Levels: One Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Breakfast Nook; Ceiling Fan(s); Entrance Foyer; Open Floorplan; Pantry; Split Bedrooms; Walk-In Closet(s) Flooring: Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; In Garage; Washer Hookup Utilities: Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Construction Materials: Brick Patio And Porch Features: Covered; Side Porch Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Fencing: Back Yard; Fenced; Privacy; Vinyl Current Use: Residential Possession: Close Of Escrow; Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan