Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1342 PORTSIDE Drive, Orange Park, FL 32003 (MLS# 2171447)

1342 PORTSIDE Drive, Orange Park, FL 32003

$424,900

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,959 Lot Size (sq. ft.): 9,148 Status: Active

Current Price: $424,900 List Date: 10/29/2026 Last Modified: 10/29/2026

Overview

Description

Quiet Cul-De-Sac home, inground pool with safety fence. Screened in Lanai. Perfect combo of comfort, privacy and Florida Living.

Listing Details MLS# 2171447

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1959
Living Area Source: Appraiser
Year Built: 1995
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.21
Association YN: Yes
Association Fee: 275
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Direction Faces: East
Directions: From the intersection of I-295 and US Highway 17, head south on US-17 (Park Avenue) toward Fleming Island. Cross the Doctors Lake Bridge, then turn right onto Harbor Island Drive. Turn left onto Portside Drive and continue toward the cul-de-sac. Property will be on the right at 1342 Portside Drive.
Public Remarks: Quiet Cul-De-Sac home, inground pool with safety fence. Screened in Lanai. Perfect combo of comfort, privacy and Florida Living.
List Price/SqFt: 216.9

Property Features

Architectural Style: Ranch Property Condition: Updated/Remodeled Appliances: Electric Oven; Electric Range; Freezer; Microwave; Refrigerator Fireplace Features: Other Flooring: Other Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Sewer Available; Water Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Brick Exterior Features: Other Pool Features: In Ground; Electric Heat Roof: Concrete; Shingle Parking Features: Garage; Garage Door Opener; Guest Lot Features: Cul-De-Sac Fencing: Fenced Current Use: Residential Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-29

Location Tax and Legal

Street Number: 1342
Street Name: PORTSIDE
Street Suffix: Drive
County: Clay
State: FL
Postal Code: 32003
MLS Area Major: 122-Fleming Island-NW
Subdivision Name: Harbour Island

Status Change Information

Major Change Timestamp: 2026-10-29T18:22:06Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: BETANCES BROKERAGE LLC

Last Updated: October - 29 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.