Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1324 HUBBARD Street, Jacksonville, FL 32206 (MLS# 2171229)

1324 HUBBARD Street, Jacksonville, FL 32206

$530,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,315 Lot Size (sq. ft.): 9,148 Status: Active

Current Price: $530,000 List Date: 10/28/2026 Last Modified: 10/28/2026

Overview

Description

Set in Jacksonville's historic Springfield neighborhood, this home pairs a covered front porch with tall windows and a detailed staircase. The living room features a fireplace with a decorative mantel, and the dining room has exposed brick and French doors. The kitchen includes an island, white cabinetry, stainless steel appliances, and a patterned tile backsplash. Additional rooms provide space for an office and sitting area, with more flexible space on the upper level. Outside, a landscaped courtyard features gravel paths, shade sails, a pergola, and an outdoor sink and counter. Included 100-Day Home Warranty with buyer activation

Listing Details MLS# 2171229

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3315
Living Area Source: Public Records
Year Built: 1908
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.21
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: No
Stories: 3
Senior Community YN: No
Directions: Start at N Main St & E 8th St.. Follow E 8th St toward Hubbard St.. Turn right on Hubbard St.. Property is on the right.
Public Remarks: Set in Jacksonville's historic Springfield neighborhood, this home pairs a covered front porch with tall windows and a detailed staircase. The living room features a fireplace with a decorative mantel, and the dining room has exposed brick and French doors. The kitchen includes an island, white cabinetry, stainless steel appliances, and a patterned tile backsplash. Additional rooms provide space for an office and sitting area, with more flexible space on the upper level. Outside, a landscaped courtyard features gravel paths, shade sails, a pergola, and an outdoor sink and counter. Included 100-Day Home Warranty with buyer activation
List Price/SqFt: 159.88

Property Features

Appliances: Dishwasher; Microwave; Other Flooring: Carpet; Tile; Vinyl; Wood Utilities: Electricity Connected; Natural Gas Available; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Natural Gas Water Source: Public Sewer: Public Sewer Roof: Shingle Parking Features: On Street Current Use: Other Possession: Close Of Escrow Listing Terms: Cash; Conventional; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-28

Location Tax and Legal

Street Number: 1324
Street Name: HUBBARD
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32206
MLS Area Major: 072-Springfield
Subdivision Name: East Springfield

Status Change Information

Major Change Timestamp: 2026-10-28T15:43:03Z
Major Change Type: New Listing

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Listing Office: OPENDOOR BROKERAGE, LLC.

Last Updated: October - 28 - 2026

Broker Attribution: [email protected]

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Let’s Connect

Contact Detail

Newsletter

Subscribe to Zelda’s Market Updates & Newsletter

By submitting this form, you are consenting to receive marketing emails from: Go Zelda. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

Compare listings

Compare