Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1321 WILSHIRE Court, St. Johns, FL 32259 (MLS# 2166070)

1321 WILSHIRE Court, St. Johns, FL 32259

$459,000

Virtual Tour

https://www.zillow.com/view-imx/14206bdc-3003-4ec5-b771-a1b2026c2b97?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,901 Lot Size (sq. ft.): 14,375 Status: Active

Current Price: $459,000 List Date: 9/23/2026 Last Modified: 10/09/2026

Overview

Description

Beautiful all brick 4/2 home in sought after St. Johns county on a private cul de sac. Large backyard, storage shed, covered back patio with heated hot tub. Large kitchen features a gas cooktop and desk space. Breakfast nook overlooking family room with gas fireplace. Spacious primary bedroom with walk in closet. Primary bathroom features dual vanities, garden tub and separate shower. Split bedrooms open floorplan. 4th bedroom/office in front of home. Gas water heater, separate spacious inside laundry room and much more.

Listing Details MLS# 2166070

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1901
Living Area Source: Public Records
Year Built: 2000
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.33
Association YN: Yes
Association Fee: 275
Association Fee Frequency: Annually
Association Name: Highland Forest
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: South on 13, left on Roberts Rd. right on Highland Forest Dr to left on Wilshire Ct, Home on left
Public Remarks: Beautiful all brick 4/2 home in sought after St. Johns county on a private cul de sac. Large backyard, storage shed, covered back patio with heated hot tub. Large kitchen features a gas cooktop and desk space. Breakfast nook overlooking family room with gas fireplace. Spacious primary bedroom with walk in closet. Primary bathroom features dual vanities, garden tub and separate shower. Split bedrooms open floorplan. 4th bedroom/office in front of home. Gas water heater, separate spacious inside laundry room and much more.
List Price/SqFt: 241.45

Property Features

Architectural Style: Ranch Levels: One Appliances: Dishwasher; Disposal; Dryer; Gas Cooktop; Gas Range; Gas Water Heater; Ice Maker; Microwave; Refrigerator; Washer; Washer/Dryer Stacked Fireplace Features: Gas Interior Features: Breakfast Bar; Breakfast Nook; Eat-in Kitchen; Entrance Foyer; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Brick; Frame Patio And Porch Features: Patio; Rear Porch Spa Features: Above Ground Roof: Shingle Parking Features: Attached; Garage Lot Features: Cul-De-Sac; Dead End Street; Few Trees Fencing: Back Yard; Fenced; Privacy Current Use: Residential Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-09-21

Location Tax and Legal

Street Number: 1321
Street Name: WILSHIRE
Street Suffix: Court
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Highland Forest

Status Change Information

Major Change Timestamp: 2026-10-09T17:37:34Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-09T17:37:34Z

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Documents

Sellers Disclosure ›

HOA ›

Listing Office: COLDWELL BANKER VANGUARD REALTY

Last Updated: October - 09 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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