Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

132 STONECREST Drive, St. Johns, FL 32259 (MLS# 2166188)

132 STONECREST Drive, St. Johns, FL 32259

$539,900

Virtual Tour

https://my.matterport.com/show/?m=N3H9uwakyRb&mls=1

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,969 Lot Size (sq. ft.): 5,227 Status: Active

Current Price: $539,900 List Date: 9/23/2026 Last Modified: 11/03/2026

Overview

Description

Welcome to this meticulously maintained, beautiful move-in-ready home in the desirable Stonecrest community, located in the heart of St. Johns and zoned for highly sought-after schools! Enjoy a LOW HOA and NO CDD FEES! Featuring over $60,000 in carefully selected upgrades and improvements, this newer 4-bedroom, 3-bathroom home with a spacious bonus room offers exceptional comfort and versatility. The open-concept interior features beautiful wood-look luxury vinyl plank flooring on both levels. Abundant natural light fills the living spaces and leads into the beautifully appointed kitchen, showcasing gorgeous quartz countertops, 42" cabinets, an apron-front farmhouse sink, stunning Bespoke counter-depth double-drawer refrigerator, kitchen island and designer pendant lighting. The first floor also offers a versatile multigenerational living, guests or home office setup, with a full bedroom and bathroom, a conveniently located laundry room and a garage kitchenette with a sink.

Supplements: Upstairs, the spacious primary suite is a true retreat with peaceful pond and lush views, an ensuite bathroom featuring dual vanities and a spa-like walk-in shower, and a large walk-in closet that includes new custom built-in storage. Two additional generous bedrooms, each with walk-in closets—one featuring custom built-ins—share a full bathroo ... (Read more)

Listing Details MLS# 2166188

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2393
Living Area Source: Public Records
Building Area Total: 2969
Year Built: 2023
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.12
Association YN: Yes
Association Fee: 114
Association Fee Frequency: Monthly
Association Name: Stonecrest Homeowners Association of St. Johns
Association Phone: (904) 490-8191
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Direction Faces: East
Directions: From I-95, take Exit 335 toward FL-9B/Old St. Augustine Rd. Continue onto FL-9B and take the exit toward Race Track Rd. Turn onto Race Track Rd, then turn onto Stonecrest Dr. Follow Stonecrest Dr to 132 Stonecrest Dr.
Public Remarks: Welcome to this meticulously maintained, beautiful move-in-ready home in the desirable Stonecrest community, located in the heart of St. Johns and zoned for highly sought-after schools! Enjoy a LOW HOA and NO CDD FEES! Featuring over $60,000 in carefully selected upgrades and improvements, this newer 4-bedroom, 3-bathroom home with a spacious bonus room offers exceptional comfort and versatility. The open-concept interior features beautiful wood-look luxury vinyl plank flooring on both levels. Abundant natural light fills the living spaces and leads into the beautifully appointed kitchen, showcasing gorgeous quartz countertops, 42" cabinets, an apron-front farmhouse sink, stunning Bespoke counter-depth double-drawer refrigerator, kitchen island and designer pendant lighting. The first floor also offers a versatile multigenerational living, guests or home office setup, with a full bedroom and bathroom, a conveniently located laundry room and a garage kitchenette with a sink.
List Price/SqFt: 225.62

Property Features

Levels: Two Property Condition: Updated/Remodeled Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; Dryer; Electric Range; Microwave; Refrigerator; Tankless Water Heater; Washer Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; In-Law Floorplan; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Walk-In Closet(s) Flooring: Carpet; Luxury Vinyl Laundry Features: In Unit; Lower Level Utilities: Electricity Available; Natural Gas Available; Sewer Available; Water Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Green Building Verification Type: ENERGY STAR Certified Homes Green Energy Efficient: Thermostat; Windows Security Features: Carbon Monoxide Detector(s); Smoke Detector(s) Construction Materials: Concrete Patio And Porch Features: Covered; Front Porch; Patio Roof: Shingle Parking Features: Garage; Garage Door Opener View: Pond; Trees/Woods Fencing: Full; Privacy; Vinyl Current Use: Residential Association Amenities: Community Pool; Playground Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bathroom 2; Bathroom 3; Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Family Room; Kitchen; Laundry; Loft; Primary Bathroom; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-09-22

Location Tax and Legal

Street Number: 132
Street Name: STONECREST
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Stonecrest

Status Change Information

Major Change Timestamp: 2026-11-03T18:24:32Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-11-03T18:24:32Z

DPR Eligible

DPR Eligible: Yes

More Information

Room Types

Bathroom 2 Level: Second
Bathroom 3 Level: First
Bedroom 2 Level: Second
Bedroom 3 Level: Second
Bedroom 4 Level: First
Dining Room Level: First
Family Room Level: First
Kitchen Level: First
Laundry Level: First
Loft Level: Second
Primary Bathroom Level: Second
Primary Bedroom Level: Second

Room Information

Room Name	Level	Length	Width
Family Room	First	15.00	14.00
Dining Room	First	12.00	12.00
Kitchen	First	12.00	11.00
Primary Bedroom	Second	16.00	13.00
Primary Bathroom	Second	10.00	9.00
Bedroom 2	Second	14.00	12.00
Bedroom 3	Second	13.00	13.00
Bathroom 2	Second	10.00	5.00
Bedroom 4	First	12.00	12.00
Bathroom 3	First	5.00	7.00
Loft	Second	17.00	12.00
Laundry	First	6.00	5.00

Documents

Features & Upgrades Flyer ›

Listing Office: FLORIDA HOMES REALTY & MTG LLC

Last Updated: November - 03 - 2026

Information deemed reliable but not guaranteed.