Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

130 SAPELO Place, St. Johns, FL 32259 (MLS# 2171285)

130 SAPELO Place, St. Johns, FL 32259

$600,000

Virtual Tour

https://www.zillow.com/view-imx/325f5432-740a-4797-a070-6c8cd2ca921c?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,654 Lot Size (sq. ft.): 7,841 Status: Coming Soon

Current Price: $600,000 List Date: 10/28/2026 Last Modified: 11/07/2026

Overview

Description

Coming Soon listing, no showings. Welcome to 130 Sapelo Place in RiverTown, one of St. Johns County's sought-after master-planned communities! Built by Mattamy Homes, this thoughtfully designed 4-bedroom, 3-bath residence offers 2,654 square feet of living space, with all four bedrooms conveniently located on the main level. A NEW ROOF installed in January 2025 and a freshly painted interior provide added appeal, while the bright, neutral finishes offer a welcoming backdrop ready for its next owner. At the heart of the home, the upgraded gourmet kitchen features a spacious island, five-burner cooktop, double wall ovens, and newer appliances. The kitchen opens to generous dining and gathering areas, creating an inviting setting for everyday living and entertaining. A dedicated first-floor den with French doors offers space for a home office or study, while the spacious upstairs bonus room, complete with its own full bathroom and closet, provides flexibility for a media room, recreation ... (Read more)

Supplements: One of the four main-level bedrooms is currently configured as a dedicated dance and exercise studio, complete with a wall-mounted mirror and ballet barre, offering a versatile space for fitness, yoga, or dance. The primary suite features an oversized walk-in shower, while the backyard is a standout feature of its own! Extensive custom hardscaping, ... (Read more)

Listing Details MLS# 2171285

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2654
Living Area Source: Public Records
Year Built: 2017
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.18
Association YN: Yes
Association Fee: 53
Association Fee Frequency: Annually
Association Name: Rivertown
CDD Fee YN: Yes
CDD Fee Amount: 2861.99
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From FL-13 S. Turn left onto Rivertown Blvd. Continue onto Kendall Crossing Dr. Turn onto Perdido St, then make a final turn onto Sapelo Pl. 130 Sapelo is 3rd home on right.
Public Remarks: Welcome to 130 Sapelo Place in RiverTown, one of St. Johns County's sought-after master-planned communities! Built by Mattamy Homes, this thoughtfully designed 4-bedroom, 3-bath residence offers 2,654 square feet of living space, with all four bedrooms conveniently located on the main level. A NEW ROOF installed in January 2025 and a freshly painted interior provide added appeal, while the bright, neutral finishes offer a welcoming backdrop ready for its next owner. At the heart of the home, the upgraded gourmet kitchen features a spacious island, five-burner cooktop, double wall ovens, and newer appliances. The kitchen opens to generous dining and gathering areas, creating an inviting setting for everyday living and entertaining. A dedicated first-floor den with French doors offers space for a home office or study, while the spacious upstairs bonus room, complete with its own full bathroom and closet, provides flexibility for a media room, recreation space, or guest retreat.
List Price/SqFt: 226.07

Property Features

Architectural Style: Traditional Levels: Two Rental Restrictions: 6 Months Appliances: Dishwasher; Double Oven; Dryer; Gas Cooktop; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Washer Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Security Construction Materials: Frame Patio And Porch Features: Front Porch; Patio Roof: Shingle Parking Features: Garage Fencing: Back Yard Current Use: Residential Association Amenities: Barbecue; Basketball Court; Boat Launch; Clubhouse; Community Pool; Dog Park; Fitness Center; Park; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Community Features: Curbs; Fishing; Restaurant; Sidewalks; Street Lights Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; USDA Loan; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-28

Location Tax and Legal

Street Number: 130
Street Name: SAPELO
Street Suffix: Place
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown

Status Change Information

Major Change Timestamp: 2026-10-28T19:22:31Z
Major Change Type: No Showings

DPR Eligible

DPR Eligible: No

More Information

Listing Office: HOUSE & HAVEN

Last Updated: November - 07 - 2026

Information deemed reliable but not guaranteed.